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Regulatory profile
FDIC certificate #1435 · RSSD 492650
EXCHANGE BANK is an FDIC-insured institution (FDIC certificate #1435). In its Q2 2026 Call Report it reported total assets of $1.6B, total deposits of $1.2B and net loans of $1.1B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for EXCHANGE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 11.31% |
|---|---|
| Noncurrent loans ratio | 3.49% |
| Nonaccrual loans ratio | 2.41% |
| Loan to deposit ratio | 89.28% |
| Liquid assets ratio | 26.40% |
| Brokered deposit ratio | 12.79% |
| Total deposits | $1.2B |
| Net loans and leases | $1.1B |