Regulatory profile
Laredo, TX · FDIC certificate #26856 · RSSD 564557
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.2B | $2.0B | $1.4B | 1.53% | 12.73% | 3.96% |
| 2026-03-31 | $2.3B | $2.0B | $1.4B | 1.45% | 12.20% | 3.89% |
| 2025-12-31 | $2.2B | $1.9B | $1.4B | 1.56% | 13.49% | 3.93% |
| 2025-09-30 | $2.2B | $1.9B | $1.4B | 1.57% | 13.66% | 3.93% |
| 2025-06-30 | $2.1B | $1.9B | $1.4B | 1.56% | 13.74% | 3.92% |
| 2025-03-31 | $2.1B | $1.9B | $1.3B | 1.49% | 13.22% | 3.85% |
| 2024-12-31 | $2.0B | $1.8B | $1.3B | 1.63% | 14.80% | 3.87% |
| 2024-09-30 | $2.0B | $1.7B | $1.2B | 1.62% | 14.82% | 3.83% |
| 2024-06-30 | $2.0B | $1.8B | $1.2B | 1.63% | 15.29% | 3.82% |
| 2024-03-31 | $2.0B | $1.8B | $1.2B | 1.60% | 15.12% | 3.75% |
| 2023-12-31 | $1.9B | $1.7B | $1.2B | 1.75% | 17.78% | 3.93% |
| 2023-09-30 | $1.9B | $1.7B | $1.2B | 1.77% | 18.46% | 3.96% |
| 2023-06-30 | $2.0B | $1.8B | $1.1B | 1.90% | 19.85% | 3.96% |
| 2023-03-31 | $2.0B | $1.8B | $1.1B | 1.90% | 20.06% | 4.01% |
| 2022-12-31 | $1.9B | $1.7B | $1.1B | 1.45% | 15.36% | 3.48% |
| 2022-09-30 | $1.9B | $1.7B | $1.1B | 1.31% | 13.80% | 3.28% |
| 2022-06-30 | $1.9B | $1.7B | $1.1B | 1.22% | 12.63% | 3.07% |
| 2022-03-31 | $1.9B | $1.7B | $1.0B | 1.28% | 12.95% | 2.90% |
| 2021-12-31 | $1.8B | $1.7B | $1.0B | 1.15% | 10.54% | 3.03% |
| 2021-09-30 | $1.7B | $1.5B | $1.0B | 1.10% | 9.91% | 3.02% |
| 2021-06-30 | $1.7B | $1.5B | $0.9B | 1.05% | 9.39% | 3.05% |
| 2021-03-31 | $1.7B | $1.5B | $0.9B | 1.09% | 9.68% | 3.10% |
| 2020-12-31 | $1.6B | $1.4B | $0.9B | 1.36% | 11.23% | 3.59% |
| 2020-09-30 | $1.5B | $1.3B | $0.9B | 1.35% | 10.98% | 3.63% |
| 2020-06-30 | $1.5B | $1.3B | $0.9B | 1.29% | 10.48% | 3.75% |
| 2020-03-31 | $1.3B | $1.2B | $0.9B | 1.43% | 11.35% | 3.88% |
| 2019-12-31 | $1.3B | $1.1B | $0.8B | 1.69% | 13.45% | 4.18% |
| 2019-09-30 | $1.3B | $1.1B | $0.8B | 1.76% | 14.00% | 4.21% |
| 2019-06-30 | $1.3B | $1.1B | $0.8B | 1.80% | 14.36% | 4.22% |
| 2019-03-31 | $1.2B | $1.0B | $0.8B | 2.15% | 17.14% | 4.28% |
| 2018-12-31 | $1.2B | $1.0B | $0.8B | 1.60% | 13.46% | 4.23% |
| 2018-09-30 | $1.2B | $1.0B | $0.8B | 1.63% | 13.84% | 4.15% |
| 2018-06-30 | $1.1B | $1.0B | $0.8B | 1.58% | 13.56% | 4.10% |
| 2018-03-31 | $1.2B | $1.0B | $0.8B | 1.57% | 13.65% | 4.02% |
| 2017-12-31 | $1.1B | $1.0B | $0.8B | 1.11% | 10.02% | 3.96% |
| 2017-09-30 | $1.1B | $1.0B | $0.8B | 1.15% | 10.49% | 3.89% |
| 2017-06-30 | $1.1B | $1.0B | $0.7B | 1.09% | 10.02% | 3.77% |
| 2017-03-31 | $1.1B | $1.0B | $0.7B | 1.02% | 9.51% | 3.64% |
| 2016-12-31 | $1.1B | $1.0B | $0.7B | 1.15% | 10.17% | 3.67% |
| 2016-09-30 | $1.0B | $0.9B | $0.7B | 1.17% | 10.27% | 3.73% |
| 2016-06-30 | $1.0B | $0.9B | $0.6B | 1.06% | 9.30% | 3.72% |
| 2016-03-31 | $1.0B | $0.9B | $0.6B | 1.08% | 9.50% | 3.78% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2270254 · 2009-11-05 to current
Unmatched RSSD entityRSSD 2465265 · 1996-10-01 to 2009-11-04
Unmatched RSSD entityRSSD 2270254 · 1995-04-13 to 1996-09-30
Unmatched RSSD entityRSSD 2270254 · 1995-01-23 to 1995-04-12
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.