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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Baldwyn, MS · FDIC certificate #15801
FARMERS&MERCHANTS BANK is an FDIC-insured institution based in Baldwyn, MS (FDIC certificate #15801). In its Q3 2026 Call Report it reported total assets of $569M, total deposits of $486M and net loans of $359M. Its primary federal regulator is FED.
Reported facts
FARMERS&MERCHANTS BANK (FDIC certificate #15801) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $569M |
|---|---|
| Total deposits | $486M |
| Net loans and leases | $359M |
| Return on assets | 1.74% |
| Return on equity | 13.14% |
| Net interest margin | 4.92% |
| Quarterly asset change | 0.49% |
| Quarterly deposit change | 0.91% |
Plain-language readout
FARMERS&MERCHANTS BANK in Baldwyn, MS reported total assets of $569M, total deposits of $486M and net loans of $359M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.74%, a return on equity of 13.14%, a net interest margin of 4.92%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $569M | $486M | $359M | 1.74% | 13.14% | 4.92% |
| Q2 2026 | $566M | $481M | $345M | 1.78% | 13.33% | 4.84% |
| Q1 2026 | $567M | $486M | $334M | 1.77% | 13.30% | 4.82% |
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