Regulatory profile
FDIC certificate #16216 · RSSD 677644
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
The Farmers & Merchants Bank changed deposits by -1060 USD thousands and market share by -0.016782 points in Benton County, AR
Source ↗The Farmers & Merchants Bank changed deposits by 28838 USD thousands and market share by 4.782786 points in Arkansas County, AR
Source ↗The Farmers & Merchants Bank changed deposits by 7046 USD thousands and market share by 1.228065 points in Conway County, AR
Source ↗The Farmers & Merchants Bank changed deposits by 1092 USD thousands and market share by -0.381011 points in Washington County, AR
Source ↗The Farmers & Merchants Bank changed deposits by 53958 USD thousands and market share by 1.25301 points in Craighead County, AR
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Fayetteville | AR | 3 | 0 | Unavailable |
| Jonesboro | AR | 2 | 0 | Unavailable |
| Mountain Home | AR | 2 | 0 | Unavailable |
| Stuttgart | AR | 2 | 1 | Unavailable |
| Bentonville | AR | 1 | 0 | Unavailable |
| Des Arc | AR | 1 | 0 | Unavailable |
| Dewitt | AR | 1 | 0 | Unavailable |
| Farmington | AR | 1 | 0 | Unavailable |
| Gassville | AR | 1 | 0 | Unavailable |
| Hazen | AR | 1 | 0 | Unavailable |
| Lakeview | AR | 1 | 0 | Unavailable |
| Morrilton | AR | 1 | 0 | Unavailable |
| Perryville | AR | 1 | 0 | Unavailable |
| Pocahontas | AR | 1 | 0 | Unavailable |
| Prairie Grove | AR | 1 | 0 | Unavailable |
| West Fork | AR | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2019-05-11: RSSD 26242 → 677644 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 5 structure changes are on record for this entity; see History & events for the full list.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1099672 · 1984-01-30 to current
None matched.
2019-05-11RSSD 26242 → 677644 · code 1
2015-12-01RSSD 308443 → 677644 · code 1
2009-06-18RSSD 911740 → 677644 · code 1
2008-06-02RSSD 172840 → 677644 · code 1
1991-07-27RSSD 161778 → 677644 · code 50
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.0B | $1.7B | $1.4B | 1.07% | 9.60% | 4.01% |
| 2026-03-31 | $2.0B | $1.7B | $1.4B | 1.05% | 9.45% | 3.96% |
| 2025-12-31 | $2.0B | $1.6B | $1.4B | 1.02% | 9.29% | 3.79% |
| 2025-09-30 | $2.0B | $1.6B | $1.4B | 1.02% | 9.37% | 3.74% |
| 2025-06-30 | $1.9B | $1.5B | $1.3B | 1.01% | 9.29% | 3.69% |
| 2025-03-31 | $1.9B | $1.6B | $1.3B | 0.93% | 8.53% | 3.64% |
| 2024-12-31 | $1.8B | $1.5B | $1.3B | 0.77% | 7.26% | 3.27% |
| 2024-09-30 | $1.8B | $1.5B | $1.3B | 0.76% | 7.23% | 3.15% |
| 2024-06-30 | $1.9B | $1.5B | $1.3B | 0.79% | 7.56% | 3.05% |
| 2024-03-31 | $1.8B | $1.5B | $1.2B | 0.74% | 7.10% | 2.94% |
| 2023-12-31 | $1.8B | $1.5B | $1.2B | 0.71% | 6.85% | 3.27% |
| 2023-09-30 | $1.8B | $1.5B | $1.2B | 0.75% | 7.26% | 3.28% |
| 2023-06-30 | $1.7B | $1.4B | $1.2B | 0.67% | 6.35% | 3.28% |
| 2023-03-31 | $1.7B | $1.5B | $1.1B | 0.70% | 6.54% | 3.30% |
| 2022-12-31 | $1.7B | $1.5B | $1.1B | 0.81% | 7.44% | 3.36% |
| 2022-09-30 | $1.7B | $1.5B | $1.1B | 0.81% | 7.44% | 3.32% |
| 2022-06-30 | $1.7B | $1.5B | $1.1B | 0.82% | 7.32% | 3.24% |
| 2022-03-31 | $1.7B | $1.5B | $1.0B | 0.78% | 6.78% | 3.16% |
| 2021-12-31 | $1.7B | $1.5B | $1.0B | 0.80% | 6.45% | 3.41% |
| 2021-09-30 | $1.7B | $1.4B | $1.1B | 0.85% | 6.83% | 3.44% |
| 2021-06-30 | $1.7B | $1.4B | $1.0B | 0.80% | 6.37% | 3.35% |
| 2021-03-31 | $1.7B | $1.4B | $1.0B | 0.74% | 5.94% | 3.33% |
| 2020-12-31 | $1.7B | $1.4B | $1.0B | 0.83% | 6.31% | 3.84% |
| 2020-09-30 | $1.6B | $1.3B | $1.0B | 0.92% | 6.87% | 3.90% |
| 2020-06-30 | $1.6B | $1.3B | $1.0B | 0.85% | 6.31% | 3.92% |
| 2020-03-31 | $1.5B | $1.2B | $1.0B | 0.69% | 4.97% | 4.09% |
| 2019-12-31 | $1.5B | $1.2B | $1.0B | 1.02% | 7.53% | 4.27% |
| 2019-09-30 | $1.5B | $1.2B | $1.1B | 1.09% | 8.12% | 4.22% |
| 2019-06-30 | $1.5B | $1.2B | $1.1B | 0.99% | 7.36% | 3.96% |
| 2019-03-31 | $1.0B | $0.8B | $0.7B | 0.85% | 6.39% | 3.92% |
| 2018-12-31 | $1.1B | $0.8B | $0.7B | 0.98% | 7.57% | 3.97% |
| 2018-09-30 | $1.1B | $0.8B | $0.7B | 0.95% | 7.42% | 3.95% |
| 2018-06-30 | $1.1B | $0.8B | $0.7B | 0.99% | 7.63% | 3.98% |
| 2018-03-31 | $1.0B | $0.8B | $0.7B | 0.95% | 7.18% | 3.98% |
| 2017-12-31 | $1.0B | $0.8B | $0.7B | 0.88% | 6.63% | 4.09% |
| 2017-09-30 | $1.0B | $0.8B | $0.7B | 0.91% | 6.92% | 4.02% |
| 2016-03-31 | $1.0B | $0.8B | $0.6B | 0.77% | 6.24% | 3.89% |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| AR | $1.5B | 1.44% | 14 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.