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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #2036 · RSSD 348720
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
Farmers & Merchants Bank changed deposits by 22180 USD thousands and market share by -0.001986 points in NC
Source ↗Farmers & Merchants Bank changed deposits by 31851 USD thousands and market share by 0.803684 points in Rowan County, NC
Source ↗Farmers & Merchants Bank changed deposits by -3456 USD thousands and market share by -0.005951 points in Wake County, NC
Source ↗Farmers & Merchants Bank changed deposits by -6215 USD thousands and market share by -0.145022 points in Cabarrus County, NC
Source ↗ROA asset-peer percentile moved 40.7 to 61.9
Source ↗Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.0B | $0.8B | $0.5B | 2.55% | 17.09% | 5.09% |
| 2026-03-31 | $1.0B | $0.8B |
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Salisbury | NC | 5 | 0 | Unavailable |
| China Grove | NC | 1 | 0 | Unavailable |
| Concord | NC | 1 | 0 | Unavailable |
| Faith | NC | 1 | 0 | Unavailable |
| Granite Quarry | NC | 1 | 1 | Unavailable |
| Kannapolis | NC | 1 | 0 | Unavailable |
| Raleigh | NC | 1 | 0 | Unavailable |
| Rockwell | NC | 1 | 0 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NC |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1076619 · 1984-11-30 to current
Unresolved entityRSSD 1076628 · 2007-06-30 to 2007-12-31
Unresolved entityRSSD 1477328 · 2007-06-30 to current
Unresolved entityRSSD 3287361 · 2007-06-30 to 2007-12-31
Unresolved entityRSSD 3287361 · 2004-08-17 to 2007-06-29
Unresolved entityRSSD 1477328 · 1989-08-23 to 2007-06-29
Unresolved entityRSSD 1076628 · 1984-11-30 to 2007-06-29
None matched.
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| $0.5B |
| 2.48% |
| 16.66% |
| 5.00% |
| 2022-09-30 | $1.0B | $0.9B | $0.5B | 1.25% | 14.11% | 3.30% |
| 2022-06-30 | $1.0B | $0.9B | $0.5B | 1.01% | 11.50% | 2.93% |
| $790.4M |
| 0.11% |
| 32 |
| Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.