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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Lakeland, GA · FDIC certificate #5716
FARMERS&MERCHANTS BANK is an FDIC-insured institution based in Lakeland, GA (FDIC certificate #5716). In its Q3 2026 Call Report it reported total assets of $839M, total deposits of $761M and net loans of $628M. Its primary federal regulator is FDIC.
Plain-language readout
FARMERS&MERCHANTS BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $862M in Q2 2026 and were lowest at $801M in Q1 2026.
Total deposits were highest at $785M in Q2 2026 and lowest at $714M in Q1 2026.
Over the whole period total assets rose 4.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $839M | $761M | $628M | 1.59% | 18.44% | 4.78% |
| Q2 2026 | $862M | $785M | $613M | 1.63% | 18.63% | 4.79% |
| Q1 2026 | $801M | $714M | $605M | 1.59% | 17.98% | 4.69% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $839M | $761M | $628M | 1.59% | 18.44% | 4.78% |
| 2026-06-30 | $862M | $785M | $613M | 1.63% | 18.63% | 4.79% |
| 2026-03-31 | $801M | $714M | $605M | 1.59% | 17.98% | 4.69% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| GA | $695.7M | 0.20% | 37 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.