Regulatory profile
Lodi, CA · FDIC certificate #1331 · RSSD 808260
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $5.8B | $5.1B | $3.6B | 1.74% | 15.04% | 4.21% |
| 2026-03-31 | $5.8B | $5.1B | $3.5B | 1.71% | 14.93% | 4.20% |
| 2025-12-31 | $5.7B | $5.0B | $3.6B | 1.73% | 15.46% | 4.24% |
| 2025-09-30 | $5.6B | $4.9B | $3.5B | 1.72% | 15.54% | 4.22% |
| 2025-06-30 | $5.5B | $4.8B | $3.5B | 1.72% | 15.54% | 4.21% |
| 2025-03-31 | $5.7B | $5.0B | $3.5B | 1.71% | 15.82% | 4.16% |
| 2024-12-31 | $5.4B | $4.7B | $3.6B | 1.68% | 15.59% | 4.13% |
| 2024-09-30 | $5.4B | $4.7B | $3.6B | 1.68% | 15.57% | 4.11% |
| 2024-06-30 | $5.3B | $4.6B | $3.6B | 1.68% | 15.85% | 4.08% |
| 2024-03-31 | $5.7B | $5.0B | $3.6B | 1.69% | 16.35% | 4.05% |
| 2023-12-31 | $5.3B | $4.7B | $3.6B | 1.71% | 17.12% | 4.40% |
| 2023-09-30 | $5.4B | $4.8B | $3.5B | 1.73% | 17.57% | 4.40% |
| 2023-06-30 | $5.3B | $4.6B | $3.4B | 1.75% | 17.91% | 4.45% |
| 2023-03-31 | $5.1B | $4.5B | $3.4B | 1.84% | 18.97% | 4.59% |
| 2022-12-31 | $5.3B | $4.8B | $3.4B | 1.45% | 16.19% | 3.89% |
| 2022-09-30 | $5.5B | $4.9B | $3.3B | 1.42% | 16.01% | 3.67% |
| 2022-06-30 | $5.3B | $4.8B | $3.2B | 1.38% | 15.58% | 3.51% |
| 2022-03-31 | $5.4B | $4.8B | $3.2B | 1.32% | 14.83% | 3.40% |
| 2021-12-31 | $5.2B | $4.6B | $3.2B | 1.39% | 15.12% | 3.52% |
| 2021-09-30 | $5.1B | $4.6B | $3.1B | 1.42% | 15.51% | 3.51% |
| 2021-06-30 | $4.9B | $4.4B | $3.0B | 1.43% | 15.48% | 3.61% |
| 2021-03-31 | $4.7B | $4.2B | $3.1B | 1.48% | 15.97% | 3.69% |
| 2020-12-31 | $4.6B | $4.1B | $3.0B | 1.47% | 14.75% | 3.91% |
| 2020-09-30 | $4.3B | $3.8B | $3.1B | 1.48% | 14.59% | 3.90% |
| 2020-06-30 | $4.3B | $3.8B | $3.0B | 1.50% | 14.66% | 3.93% |
| 2020-03-31 | $3.7B | $3.3B | $2.6B | 1.56% | 14.85% | 4.14% |
| 2019-12-31 | $3.7B | $3.3B | $2.6B | 1.64% | 16.46% | 4.37% |
| 2019-09-30 | $3.6B | $3.1B | $2.6B | 1.65% | 16.57% | 4.42% |
| 2019-06-30 | $3.4B | $3.0B | $2.5B | 1.67% | 16.92% | 4.45% |
| 2019-03-31 | $3.4B | $3.0B | $2.5B | 1.63% | 16.90% | 4.39% |
| 2018-12-31 | $3.4B | $3.1B | $2.5B | 1.47% | 15.16% | 4.31% |
| 2018-09-30 | $3.2B | $2.8B | $2.4B | 1.45% | 14.80% | 4.26% |
| 2018-06-30 | $3.1B | $2.7B | $2.3B | 1.42% | 14.31% | 4.19% |
| 2018-03-31 | $3.0B | $2.7B | $2.2B | 1.40% | 14.23% | 4.09% |
| 2017-12-31 | $3.1B | $2.7B | $2.2B | 0.97% | 9.80% | 3.92% |
| 2017-09-30 | $3.1B | $2.7B | $2.2B | 1.13% | 11.39% | 3.89% |
| 2017-06-30 | $3.0B | $2.7B | $2.2B | 1.12% | 11.18% | 3.84% |
| 2017-03-31 | $3.0B | $2.6B | $2.1B | 1.10% | 10.98% | 3.82% |
| 2016-12-31 | $2.9B | $2.6B | $2.1B | 1.16% | 11.34% | 3.82% |
| 2016-09-30 | $2.7B | $2.4B | $2.0B | 1.17% | 11.36% | 3.87% |
| 2016-06-30 | $2.7B | $2.3B | $2.0B | 1.17% | 11.41% | 3.85% |
| 2016-03-31 | $2.6B | $2.3B | $1.9B | 1.18% | 11.56% | 3.87% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2781910 · 1999-04-30 to current
2018-10-11RSSD 685368 → 808260 · code 1
2016-11-19RSSD 686963 → 808260 · code 1
1985-03-23RSSD 257167 → 808260 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.