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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #5969 · RSSD 214414
FARMERS&MERCHANTS STATE BANK is an FDIC-insured institution (FDIC certificate #5969). In its Q2 2026 Call Report it reported total assets of $3.5B, total deposits of $2.9B and net loans of $2.7B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FARMERS&MERCHANTS STATE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.84% |
|---|---|
| Equity to assets | 11.48% |
| Noncurrent loans ratio | 0.27% |
| Nonaccrual loans ratio | 0.27% |
| Loan to deposit ratio | 94.24% |
| Liquid assets ratio | 16.79% |
| Brokered deposit ratio | 0.96% |
| Total deposits | $2.9B |
| Net loans and leases | $2.7B |