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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Bloomfield, NE · FDIC certificate #13662
FARMERS&MERCHANTS STB BLOOMF is an FDIC-insured institution based in Bloomfield, NE (FDIC certificate #13662). In its Q3 2026 Call Report it reported total assets of $240M, total deposits of $208M and net loans of $133M. Its primary federal regulator is FDIC.
Plain-language readout
FARMERS&MERCHANTS STB BLOOMF has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $240M in Q3 2026 and were lowest at $225M in Q1 2026.
Total deposits were highest at $210M in Q2 2026 and lowest at $203M in Q1 2026.
Over the whole period total assets rose 6.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $240M | $208M | $133M | 1.65% | 17.74% | 3.72% |
| Q2 2026 | $233M | $210M | $130M | 1.62% | 17.33% | 3.71% |
| Q1 2026 | $225M | $203M | $134M | 1.45% | 15.58% | 3.59% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $15.9M | $23.8M | -$7.9M | -33.2% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $81.0M | $62.0M | +$19.0M | +30.6% |
| Equity securities with readily determinable fair values, not held for trading | $100K | $74K | +$26K | +35.1% |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $130.2M | $133.9M | -$3.7M | -2.8% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $1.1M | $1.2M | -$110K | -8.8% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $4.5M | $4.1M | +$458K | +11.3% |
| Total assets | $232.9M | $225.1M | +$7.7M | +3.4% |
| Liabilities | ||||
| Total deposits | $209.7M | $202.7M | +$7.0M | +3.4% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $121K | $152K | -$31K | -20.4% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $1.3M | $1.3M | +$34K | +2.6% |
| Total liabilities | $211.1M | $204.2M | +$7.0M | +3.4% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $300K | $300K | $0K | 0.0% |
| Surplus | $1.7M | $1.7M | $0K | 0.0% |
| Retained earnings | $19.9M | $18.9M | +$1.0M | +5.4% |
| Accumulated other comprehensive income | -$146K | $106K | -$252K | -237.7% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $21.7M | $21.0M | +$765K | +3.6% |
| Credit and capital | ||||
| Gross nonperforming assets | $93K | $66K | +$27K | +40.9% |
| Adjusted nonperforming assets | $93K | $66K | +$27K | +40.9% |
| Tangible equity plus allowance | $23.4M | $22.6M | +$765K | +3.4% |
| Texas ratio (gross) | 0.40% | 0.29% | +0.11 pts | See points |
| Texas ratio (adjusted) | 0.40% | 0.29% | +0.11 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.40% | 0.29% | +0.11 pts | See points |
| Tier 1 capital to risk-weighted assets | 17.01% | 15.59% | +1.42 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 17.01% | 15.59% | +1.42 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.25% | 1.22% | +0.03 pts | See points |
| Total risk-based capital to risk-weighted assets | 18.26% | 16.81% | +1.45 pts | See points |
| Tier 1 leverage (approximate) | 9.45% | 9.63% | -0.18 pts | See points |
| Construction and land loans to total capital | 0.00% | 0.00% | 0.00 pts | See points |
| Commercial real estate to total capital | 28.34% | 30.03% | -1.69 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -0.84% | 0.65% | -1.49 pts | See points |
| Liquidity | ||||
| Core deposits | $162.2M | $155.5M | +$6.7M | +4.3% |
| Non-core funding | $47.6M | $47.4M | +$244K | +0.5% |
| Loans to core deposits | 81.28% | 87.18% | -5.90 pts | See points |
| Loans to deposits | 62.86% | 66.86% | -4.01 pts | See points |
| Brokered deposits share of deposits | 6.69% | 7.05% | -0.36 pts | See points |
| Pledged securities share of securities | 58.33% | 66.67% | -8.34 pts | See points |
| Loans pledged, share of loans | 56.33% | 53.35% | +2.98 pts | See points |
| Volatile liabilities | $47.6M | $47.4M | +$244K | +0.5% |
| Earnings | ||||
| Earnings before provision, year to date | $2.3M | $1.0M | +$1.3M | +122.1% |
| Earnings before provision, single quarter | $1.3M | $1.0M | +$228K | +22.1% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 6.29% | 6.07% | +0.22 pts | See points |
| Yield on interest-bearing balances due from banks | 3.58% | 1.71% | +1.87 pts | See points |
| Total interest income to average assets | 5.21% | 5.15% | +0.07 pts | See points |
| Cost of interest-bearing transaction accounts | 0.64% | 0.64% | +0.01 pts | See points |
| Cost of savings and money market deposits | 1.33% | 1.31% | +0.02 pts | See points |
| Cost of time deposits | 3.62% | 3.64% | -0.02 pts | See points |
| Total interest expense to average assets | 1.56% | 1.63% | -0.07 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $240M | $208M | $133M | 1.65% | 17.74% | 3.72% |
| 2026-06-30 | $233M | $210M | $130M | 1.62% | 17.33% | 3.71% |
| 2026-03-31 | $225M | $203M | $134M | 1.45% | 15.58% | 3.59% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $181.3M | 0.20% | 84 | Continuing · +0.01 pp |
| SD | $9.7M | 0.00% | 81 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.