Regulatory profile
Elmwood, IL · FDIC certificate #12107
FARMERS STATE BANK is an FDIC-insured institution based in Elmwood, IL (FDIC certificate #12107). In its Q3 2026 Call Report it reported total assets of $68M, total deposits of $60M and net loans of $33M. Its primary federal regulator is FDIC.
Reported facts
FARMERS STATE BANK (FDIC certificate #12107) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $68M |
|---|---|
| Total deposits | $60M |
| Net loans and leases | $33M |
| Return on assets | 0.50% |
| Return on equity | 15.68% |
| Net interest margin | 3.31% |
| Quarterly asset change | 0.93% |
| Quarterly deposit change | 2.72% |
Plain-language readout
FARMERS STATE BANK in Elmwood, IL reported total assets of $68M, total deposits of $60M and net loans of $33M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.50%, a return on equity of 15.68%, a net interest margin of 3.31%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $68M | $60M | $33M | 0.50% | 15.68% | 3.31% |
| Q2 2026 | $67M | $59M | $34M | 0.56% | 16.40% | 3.36% |
| Q1 2026 | $70M | $62M | $35M | 0.57% | 18.08% | 3.37% |
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