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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Elmwood, IL · FDIC certificate #12107
FARMERS STATE BANK is an FDIC-insured institution based in Elmwood, IL (FDIC certificate #12107). In its Q3 2026 Call Report it reported total assets of $68M, total deposits of $60M and net loans of $33M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FARMERS STATE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $60M |
|---|---|
| Net loans and leases | $33M |
Plain-language readout
FARMERS STATE BANK in Elmwood, IL funds its loans with $60M of deposits and holds $33M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FARMERS STATE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 54.78% in Q3 2026, against 55.68% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $33M | $60M | 54.78% |
| Q2 2026 | $34M | $59M | 57.71% |
| Q1 2026 | $35M | $62M | 55.68% |