Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

FARMERS STATE BANK

FDIC #12855 · IA · period 20260630

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Total assets1,001,374-9.18% YoY

Total deposits792,905-13.06% YoY

Net loans and leases822,526-10.44% YoY

Return on assets1.31%+1.79% YoY

Return on equity16.09%+9.60% YoY

Net interest margin3.19%+2.90% YoY

Peer position

Return on assets64thin line · n=902

Return on equity62ndin line · n=894

Net interest margin17thopportunity · n=902

Equity to assets57thin line · n=894

Noncurrent loans95thstrength · n=887

Liquid assets28thopportunity · n=895

Brokered deposits32ndin line · n=890

Loans to deposits10thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2018-06-30	1,001,374	792,905	822,526	1.31	16.09	3.19
2018-09-30	1,025,016	822,171	849,633	1.32	16.28	3.17
2018-12-31	1,056,124	821,009	875,185	1.32	16.20	3.16
2019-03-31	1,075,231	905,830	892,064	1.27	14.77	3.04
2019-06-30	1,102,598	912,039	918,411	1.28	14.68	3.10
2019-09-30	1,138,280	939,011	948,122	1.33	14.96	3.11
2019-12-31	1,168,632	948,723	961,199	1.38	15.45	3.13
2020-03-31	1,163,924	963,573	968,100	1.46	15.76	3.21
2020-06-30	1,251,144	1,023,812	1,062,128	1.50	16.10	3.34
2020-09-30	1,313,291	1,020,861	1,091,582	1.78	19.10	3.72
2020-12-31	1,344,013	1,047,002	1,126,972	1.86	19.89	3.73
2021-03-31	1,379,658	1,161,897	1,142,956	2.23	23.42	3.93
2021-06-30	1,334,968	1,134,414	1,117,479	2.40	24.31	4.18
2021-09-30	1,352,641	1,127,140	1,103,022	2.37	23.50	4.05
2021-12-31	1,371,634	1,116,941	1,153,958	2.33	22.71	3.97
2022-03-31	1,452,183	1,092,151	1,202,295	1.77	17.04	3.59
2022-06-30	1,480,342	1,231,111	1,259,756	1.74	17.29	3.52
2022-09-30	1,504,086	1,239,096	1,279,300	1.64	16.76	3.42
2022-12-31	1,542,625	1,218,113	1,267,565	1.53	15.77	3.22
2023-03-31	1,535,877	1,232,347	1,243,037	0.67	7.18	2.08
2023-06-30	1,546,711	1,172,118	1,245,652	0.51	5.45	1.94
2023-09-30	1,534,372	1,189,899	1,241,421	0.45	4.99	1.88
2023-12-31	1,581,424	1,240,873	1,252,320	0.43	4.75	1.83
2024-03-31	1,580,482	1,207,464	1,264,299	0.22	2.45	1.57
2024-06-30	1,600,007	1,198,855	1,286,023	0.24	2.65	1.59
2024-09-30	1,620,041	1,205,683	1,296,724	0.28	3.14	1.64
2024-12-31	1,641,556	1,153,621	1,310,448	0.40	4.52	1.75
2025-03-31	1,623,819	1,249,700	1,296,482	0.70	7.92	2.08
2025-06-30	1,625,178	1,285,709	1,285,417	0.85	9.57	2.20
2025-09-30	1,572,293	1,253,271	1,280,546	0.94	10.20	2.33
2025-12-31	1,628,933	1,244,786	1,301,398	1.05	11.23	2.44
2026-03-31	1,579,523	1,257,690	1,283,067	1.33	13.02	2.95
2026-06-30	1,598,373	1,255,249	1,290,289	1.41	13.62	3.04

Structure and branch footprint

8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1994-11-01	1	652744	840747

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.