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Regulatory profile
Waterloo, IA · FDIC certificate #12855 · RSSD 840747
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.3B | $1.3B | 1.41% | 13.62% | 3.04% |
| 2026-03-31 | $1.6B | $1.3B | $1.3B | 1.33% | 13.02% | 2.95% |
| 2025-12-31 | $1.6B | $1.2B | $1.3B | 1.05% | 11.23% | 2.44% |
| 2025-09-30 | $1.6B | $1.3B | $1.3B | 0.94% | 10.20% | 2.33% |
| 2025-06-30 | $1.6B | $1.3B | $1.3B | 0.85% | 9.57% | 2.20% |
| 2025-03-31 | $1.6B | $1.2B | $1.3B | 0.70% | 7.92% | 2.08% |
| 2024-12-31 | $1.6B | $1.2B | $1.3B | 0.40% | 4.52% | 1.75% |
| 2024-09-30 | $1.6B | $1.2B | $1.3B | 0.28% | 3.14% | 1.64% |
| 2024-06-30 | $1.6B | $1.2B | $1.3B | 0.24% | 2.65% | 1.59% |
| 2024-03-31 | $1.6B | $1.2B | $1.3B | 0.22% | 2.45% | 1.57% |
| 2023-12-31 | $1.6B | $1.2B | $1.3B | 0.43% | 4.75% | 1.83% |
| 2023-09-30 | $1.5B | $1.2B | $1.2B | 0.45% | 4.99% | 1.88% |
| 2023-06-30 | $1.5B | $1.2B | $1.2B | 0.51% | 5.45% | 1.94% |
| 2023-03-31 | $1.5B | $1.2B | $1.2B | 0.67% | 7.18% | 2.08% |
| 2022-12-31 | $1.5B | $1.2B | $1.3B | 1.53% | 15.77% | 3.22% |
| 2022-09-30 | $1.5B | $1.2B | $1.3B | 1.64% | 16.76% | 3.42% |
| 2022-06-30 | $1.5B | $1.2B | $1.3B | 1.74% | 17.29% | 3.52% |
| 2022-03-31 | $1.5B | $1.1B | $1.2B | 1.77% | 17.04% | 3.59% |
| 2021-12-31 | $1.4B | $1.1B | $1.2B | 2.33% | 22.71% | 3.97% |
| 2021-09-30 | $1.4B | $1.1B | $1.1B | 2.37% | 23.50% | 4.05% |
| 2021-06-30 | $1.3B | $1.1B | $1.1B | 2.40% | 24.31% | 4.18% |
| 2021-03-31 | $1.4B | $1.2B | $1.1B | 2.23% | 23.42% | 3.93% |
| 2020-12-31 | $1.3B | $1.0B | $1.1B | 1.86% | 19.89% | 3.73% |
| 2020-09-30 | $1.3B | $1.0B | $1.1B | 1.78% | 19.10% | 3.72% |
| 2020-06-30 | $1.3B | $1.0B | $1.1B | 1.50% | 16.10% | 3.34% |
| 2020-03-31 | $1.2B | $1.0B | $1.0B | 1.46% | 15.76% | 3.21% |
| 2019-12-31 | $1.2B | $0.9B | $1.0B | 1.38% | 15.45% | 3.13% |
| 2019-09-30 | $1.1B | $0.9B | $0.9B | 1.33% | 14.96% | 3.11% |
| 2019-06-30 | $1.1B | $0.9B | $0.9B | 1.28% | 14.68% | 3.10% |
| 2019-03-31 | $1.1B | $0.9B | $0.9B | 1.27% | 14.77% | 3.04% |
| 2018-12-31 | $1.1B | $0.8B | $0.9B | 1.32% | 16.20% | 3.16% |
| 2018-09-30 | $1.0B | $0.8B | $0.8B | 1.32% | 16.28% | 3.17% |
| 2018-06-30 | $1.0B | $0.8B | $0.8B | 1.31% | 16.09% | 3.19% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1204832 · 1996-12-31 to current
Unmatched RSSD entityRSSD 1204832 · 1995-10-31 to 1996-12-30
Unmatched RSSD entityRSSD 1204832 · 1994-12-31 to 1995-10-30
Unmatched RSSD entityRSSD 1204832 · 1984-12-31 to 1994-12-30
Unmatched RSSD entityRSSD 1204832 · 1980-11-17 to 1984-12-30
1994-11-01RSSD 652744 → 840747 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.