Regulatory profile
Calhan, CO · FDIC certificate #1780
FARMERS STATE BANK OF CALHAN is an FDIC-insured institution based in Calhan, CO (FDIC certificate #1780). In its Q3 2026 Call Report it reported total assets of $426M, total deposits of $353M and net loans of $191M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FARMERS STATE BANK OF CALHAN from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $353M |
|---|---|
| Net loans and leases | $191M |
Plain-language readout
FARMERS STATE BANK OF CALHAN in Calhan, CO funds its loans with $353M of deposits and holds $191M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FARMERS STATE BANK OF CALHAN in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 54.19% in Q3 2026, against 56.15% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $191M | $353M | 54.19% |
| Q2 2026 | $190M | $336M | 56.48% |
| Q1 2026 | $190M | $338M | 56.15% |