Regulatory profile
Los Angeles, CA · FDIC certificate #17281 · RSSD 63069
Performance workbook
Current reporting period 20260331. Peer values are medians, not supervisory benchmarks.
| Metric | Current | QoQ | YoY | National median | Asset peer | State peer | History |
|---|---|---|---|---|---|---|---|
| Total assetsASSET · USD thousands | 99,947,369 | — | — | 2,394,258All covered banks · n=1065 | 99,356,878$50B–$250B · n=34 | 3,825,657CA · n=62 | 0 reported quarters |
| Total depositsDEP · USD thousands | 81,067,113 | — | — | 1,978,101All covered banks · n=1065 | 82,141,949$50B–$250B · n=34 | 3,266,732CA · n=62 | 0 reported quarters |
| Net loans and leasesLNLSNET · USD thousands | 68,798,768 | — | — | 1,687,740All covered banks · n=1065 | 57,420,730$50B–$250B · n=34 | 2,296,166CA · n=62 | 0 reported quarters |
| Return on assetsROA · percent | 0.74% | — | — | 1.22%All covered banks · n=1065 | 1.18%$50B–$250B · n=34 | 1.23%CA · n=62 | 0 reported quarters |
| Return on equityROE · percent | 6.10% | — | — | 11.68%All covered banks · n=1051 | 11.96%$50B–$250B · n=33 | 10.12%CA · n=61 | 0 reported quarters |
| Net interest marginNIMY · percent | 3.19% | — | — | 3.61%All covered banks · n=1065 | 3.29%$50B–$250B · n=34 | 3.57%CA · n=62 | 0 reported quarters |
Missing periods remain unavailable. Changes use reported quarter endpoints; mergers and revisions should be reviewed in the profile evidence sections below.
Peer interpretation
$50B–$250B asset cohort · 34 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Multi-period semantic layer
No multi-period detailed ratios available
Current-quarter detailed schedules are available below. Historical detailed ratios will appear only after additional official quarters are published into the semantic layer.
Deterministic deposit bridge
2025-12-31 to 2026-03-31
| Period | Starting deposits | Ending deposits | Change | Residual |
|---|---|---|---|---|
| 2025-12-31 → 2026-03-31 | $78,538,052k | $81,067,113k | +$2,529,061k | −$1k |
| 2025-09-30 → 2025-12-31 | $80,218,329k | $78,538,052k | −$1,680,277k | +$0k |
| 2025-06-30 → 2025-09-30 | $77,761,501k | $80,218,329k | +$2,456,828k | +$1k |
| 2025-03-31 → 2025-06-30 | $76,488,039k | $77,761,501k | +$1,273,462k | +$0k |
| 2024-12-31 → 2025-03-31 | $76,624,504k | $76,488,039k | −$136,465k | +$0k |
| 2024-09-30 → 2024-12-31 | $76,703,638k | $76,624,504k | −$79,134k | +$1k |
| 2024-06-30 → 2024-09-30 | $76,406,695k | $76,703,638k | +$296,943k | +$0k |
| 2024-03-31 → 2024-06-30 | $76,789,550k | $76,406,695k | −$382,855k | −$1k |
Point-in-time counterfactual
29 eligible candidates
| Peer | Match distance | Largest differences |
|---|---|---|
| EAST WEST BANKFDIC #31628 | 0.121 | prior deposit growth 0.066 · asset scale 0.049 · deposit to asset 0.005 |
| OLD NATIONAL BANKFDIC #3832 | 0.142 | asset scale 0.081 · prior deposit growth 0.052 · deposit to asset 0.006 |
| UMB BANK NATIONAL ASSNFDIC #8273 | 0.192 | asset scale 0.082 · prior deposit growth 0.073 · loan to asset 0.033 |
| KEYBANK NATIONAL ASSNFDIC #17534 | 0.196 | asset scale 0.158 · loan to asset 0.024 · prior deposit growth 0.011 |
| VALLEY NATIONAL BANKFDIC #9396 | 0.230 | asset scale 0.112 · prior deposit growth 0.095 · loan to asset 0.022 |
Evidence and counter-evidence
deposit-hypothesis-graph-v1
Observation: Reported deposits changed +3.22% from 2025-12-31 to 2026-03-31.
Management assertion ledger
Reviewed-only
No reviewed management assertion is joined to this institution. Candidate or rejected identities, rights-uncleared call content, and machine-extracted statements remain private and cannot fill this space.
Novelty and state memory
No eligible state
No governed novelty state is available. OptimaYield does not repeat a static warning as though it were a new event.
This is public regulatory signal history only. Customer review state, usefulness decisions, snoozes and notes are tenant-private and are never joined into this profile.
This bridge reconciles reported domestic and foreign interest-bearing and noninterest-bearing deposits. Peer distance uses disclosed asset scale, balance-sheet mix, deposit growth, geography, regulator, and charter weights for the same period. Neither result establishes customer behavior, causation, organic growth, acquisition effects, or purchasing intent. Merger-discontinuous and incomplete periods are withheld.
Normalized official filing
Availability varies by institution and period; unavailable values remain explicit.
Assets, liabilities, deposits, loans, securities and equity.
No reported fields matched this schedule and search. This is not interpreted as zero.
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Los Angeles | CA | 9 | 1 | Unavailable |
| New York | NY | 5 | 0 | Unavailable |
| Las Vegas | NV | 4 | 0 | Unavailable |
| Beverly Hills | CA | 2 | 0 | Unavailable |
| El Segundo | CA | 2 | 0 | Unavailable |
| Irvine | CA | 2 | 0 | Unavailable |
| Long Beach | CA | 2 | 0 | Unavailable |
| San Diego | CA | 2 | 0 | Unavailable |
| Santa Monica | CA | 2 | 0 | Unavailable |
| Atlanta | GA | 2 | 0 | Unavailable |
| Anaheim | CA | 1 | 0 | Unavailable |
| Burlingame | CA | 1 | 0 | Unavailable |
| Carlsbad | CA | 1 | 0 | Unavailable |
| Chatsworth | CA | 1 | 0 | Unavailable |
| Commerce | CA | 1 | 0 | Unavailable |
| Encino | CA | 1 | 0 | Unavailable |
| Glendale | CA | 1 | 0 | Unavailable |
| La Jolla | CA | 1 | 0 | Unavailable |
| La Palma | CA | 1 | 0 | Unavailable |
| Montclair | CA | 1 | 0 | Unavailable |
| Newport Beach | CA | 1 | 0 | Unavailable |
| North Hollywood | CA | 1 | 0 | Unavailable |
| Oakland | CA | 1 | 0 | Unavailable |
| Ontario | CA | 1 | 0 | Unavailable |
| Oxnard | CA | 1 | 0 | Unavailable |
| Pacific Palisades | CA | 1 | 0 | Unavailable |
| Palo Alto | CA | 1 | 0 | Unavailable |
| Pasadena | CA | 1 | 0 | Unavailable |
| Pleasanton | CA | 1 | 0 | Unavailable |
| Riverside | CA | 1 | 0 | Unavailable |
| Sacramento | CA | 1 | 0 | Unavailable |
| San Francisco | CA | 1 | 0 | Unavailable |
| San Jose | CA | 1 | 0 | Unavailable |
| Solana Beach | CA | 1 | 0 | Unavailable |
| Studio City | CA | 1 | 0 | Unavailable |
| Sun Valley | CA | 1 | 0 | Unavailable |
| Sunnyvale | CA | 1 | 0 | Unavailable |
| Torrance | CA | 1 | 0 | Unavailable |
| Valencia | CA | 1 | 0 | Unavailable |
| Walnut Creek | CA | 1 | 0 | Unavailable |
| West Hollywood | CA | 1 | 0 | Unavailable |
| Westlake Village | CA | 1 | 0 | Unavailable |
| Whittier | CA | 1 | 0 | Unavailable |
| Woodland Hills | CA | 1 | 0 | Unavailable |
| Washington | DC | 1 | 0 | Unavailable |
| Miami | FL | 1 | 0 | Unavailable |
| Melville | NY | 1 | 0 | Unavailable |
| Nashville | TN | 1 | 0 | Unavailable |
| Mcclean | VA | 1 | 0 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Deposit footprint, market share, and opening/closing attribution remain unavailable until Summary of Deposits time series are published. Merger-related changes are not labeled organic growth.
Workforce and branch productivity
2026-03-31
50b 250b asset cohort · n=33
| Period | FTE | Offices | Assets/FTE | Deposits/FTE | Deposits/office |
|---|---|---|---|---|---|
| 2026-03-31 | 7,807 | 71 | 12,802 | 10,384 | 1,141,790 |
| 2025-12-31 | 7,763 | 71 | 12,679 | 10,117 | 1,106,170 |
| 2025-09-30 | 7,791 | 71 | 12,383 | 10,296 | 1,129,836 |
| 2025-06-30 | 7,862 | 71 | 11,983 | 9,891 | 1,095,232 |
| 2025-03-31 | 7,715 | 71 | 12,074 | 9,914 | 1,077,296 |
| 2024-12-31 | 7,830 | 71 | 11,774 | 9,786 | 1,079,218 |
| 2024-09-30 | 7,709 | 70 | 11,949 | 9,950 | 1,095,766 |
| 2024-06-30 | 7,522 | 70 | 12,263 | 10,158 | 1,091,524 |
| 2024-03-31 | 7,437 | 70 | 12,428 | 10,325 | 1,096,994 |
| 2023-12-31 | 7,425 | 70 | 12,576 | 10,182 | 1,079,981 |
| 2023-09-30 | 7,522 | 75 | 12,874 | 10,287 | 1,031,747 |
| 2023-06-30 | 7,717 | 75 | 12,258 | 9,579 | 985,659 |
| 2023-03-31 | 7,411 | 75 | 13,004 | 10,140 | 1,001,929 |
| 2022-12-31 | 7,075 | 76 | 13,640 | 10,664 | 992,710 |
| 2022-09-30 | 6,487 | 76 | 13,987 | 11,915 | 1,017,006 |
| 2022-06-30 | 6,972 | 80 | 13,069 | 11,440 | 997,022 |
| 2022-03-31 | 7,031 | 80 | 13,052 | 11,564 | 1,016,342 |
| 2021-12-31 | 6,850 | 80 | 13,610 | 12,106 | 1,036,579 |
| 2021-09-30 | 6,697 | 80 | 13,414 | 11,960 | 1,001,169 |
| 2021-06-30 | 5,369 | 80 | 15,823 | 14,047 | 942,729 |
| 2021-03-31 | 5,242 | 80 | 15,542 | 13,781 | 903,016 |
| 2020-12-31 | 5,292 | 81 | 14,411 | 12,687 | 828,897 |
| 2020-09-30 | 5,308 | 83 | 13,750 | 12,054 | 770,877 |
| 2020-06-30 | 5,365 | 78 | 13,321 | 11,620 | 799,236 |
| 2020-03-31 | 5,210 | 78 | 12,659 | 10,727 | 716,501 |
| 2019-12-31 | 5,204 | 79 | 11,797 | 9,549 | 629,033 |
| 2019-09-30 | 5,169 | 76 | 11,258 | 9,527 | 647,975 |
| 2019-06-30 | 5,045 | 76 | 10,920 | 8,917 | 591,943 |
| 2019-03-31 | 4,963 | 77 | 10,447 | 8,260 | 532,396 |
| 2018-12-31 | 4,911 | 77 | 10,325 | 8,396 | 535,499 |
| 2018-09-30 | 4,779 | 78 | 10,126 | 8,813 | 539,943 |
| 2018-06-30 | 4,668 | 78 | 10,350 | 9,064 | 542,416 |
| 2018-03-31 | 4,496 | 78 | 10,652 | 9,382 | 540,774 |
| 2017-12-31 | 4,491 | 79 | 10,673 | 9,441 | 536,713 |
| 2017-09-30 | 4,390 | 78 | 10,842 | 9,568 | 538,485 |
| 2017-06-30 | 4,305 | 78 | 10,734 | 9,471 | 522,701 |
| 2017-03-31 | 4,149 | 78 | 11,130 | 9,877 | 525,357 |
| 2016-12-31 | 4,052 | 79 | 11,382 | 10,108 | 518,476 |
| 2016-09-30 | 3,958 | 80 | 11,501 | 10,273 | 508,262 |
| 2016-06-30 | 3,809 | 79 | 11,021 | 9,865 | 475,639 |
| 2016-03-31 | 3,731 | 81 | 10,807 | 9,684 | 446,081 |
FTE and domestic offices are official FDIC financial fields for the same quarter. Merger discontinuities and different consolidation scopes can impair comparisons; unavailable denominators remain unavailable. Peer percentiles describe the covered $10B+ asset cohort, not the full banking system.
Period-matched peer context
Percentiles use 33 verified constituents for the same filing period.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
RBC USA HOLDCO CORPORATIONRSSD 3226762 · 2015-11-02 to current
Unmatched RSSD entityRSSD 1027518 · 1981-12-31 to 2015-11-01
Unmatched RSSD entityRSSD 1027518 · 1970-12-31 to 1981-12-30
2011-04-09RSSD 2896298 → 63069 · code 50
2010-05-29RSSD 2714570 → 63069 · code 50
2010-05-08RSSD 2912367 → 63069 · code 50
2009-12-19RSSD 1349890 → 63069 · code 50
2007-05-01RSSD 2352815 → 63069 · code 1
2002-03-01RSSD 533964 → 63069 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/22/2026, 9:55:15 AM · SHA-256 535facd6d1e282ced70a584406f73de4fa9cb234c13954ba9cf7e6de4e0caf89 · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.