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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,008,199 | 814,776 | 591,600 | 1.21 | 12.14 | 3.54 |
| 2016-09-30 | 1,002,946 | 815,902 | 595,529 | 1.18 | 11.61 | 3.54 |
| 2016-12-31 | 1,036,965 | 839,686 | 622,726 | 1.12 | 11.01 | 3.50 |
| 2017-03-31 | 1,053,660 | 878,095 | 636,711 | 0.91 | 8.96 | 3.36 |
| 2017-06-30 | 1,070,809 | 867,227 | 654,425 | 0.84 | 8.28 | 3.31 |
| 2017-09-30 | 1,070,626 | 891,512 | 660,458 | 1.01 | 9.87 | 3.31 |
| 2017-12-31 | 1,075,212 | 887,103 | 670,562 | 0.91 | 8.80 | 3.32 |
| 2018-03-31 | 1,060,516 | 904,883 | 662,962 | 1.13 | 10.48 | 3.20 |
| 2018-06-30 | 1,071,234 | 879,406 | 700,582 | 1.05 | 9.72 | 3.29 |
| 2018-09-30 | 1,096,371 | 908,272 | 732,257 | 0.98 | 9.08 | 3.29 |
| 2018-12-31 | 1,112,342 | 957,311 | 733,430 | 1.02 | 9.41 | 3.33 |
| 2019-03-31 | 1,120,108 | 969,333 | 738,604 | 0.91 | 8.22 | 3.25 |
| 2019-06-30 | 1,098,990 | 948,437 | 751,343 | 0.92 | 8.20 | 3.26 |
| 2019-09-30 | 1,076,375 | 921,542 | 757,510 | 0.96 | 8.43 | 3.29 |
| 2019-12-31 | 1,089,559 | 953,822 | 775,294 | 0.96 | 8.60 | 3.34 |
| 2020-03-31 | 1,158,361 | 1,007,583 | 811,405 | 0.94 | 9.32 | 3.35 |
| 2020-06-30 | 1,250,129 | 1,105,947 | 904,997 | 1.16 | 11.69 | 3.76 |
| 2020-09-30 | 1,236,205 | 1,095,930 | 919,058 | 1.04 | 10.52 | 3.58 |
| 2020-12-31 | 1,855,380 | 1,637,800 | 1,332,418 | 1.11 | 10.17 | 4.29 |
| 2021-03-31 | 1,923,766 | 1,703,013 | 1,338,984 | 1.35 | 12.85 | 4.34 |
| 2021-06-30 | 1,892,487 | 1,669,024 | 1,334,259 | 1.20 | 11.34 | 4.17 |
| 2021-09-30 | 1,933,942 | 1,707,283 | 1,321,896 | 1.06 | 10.05 | 3.99 |
| 2021-12-31 | 1,965,063 | 1,737,378 | 1,342,323 | 1.02 | 9.67 | 3.92 |
| 2022-03-31 | 1,864,411 | 1,643,129 | 1,338,869 | 0.92 | 8.63 | 3.53 |
| 2022-06-30 | 1,904,543 | 1,686,914 | 1,437,333 | 1.00 | 9.34 | 3.73 |
| 2022-09-30 | 1,944,909 | 1,730,135 | 1,495,132 | 1.12 | 10.55 | 3.88 |
| 2022-12-31 | 2,022,880 | 1,738,748 | 1,575,937 | 1.12 | 10.56 | 3.84 |
| 2023-03-31 | 2,038,914 | 1,785,619 | 1,597,293 | 0.83 | 7.85 | 3.31 |
| 2023-06-30 | 2,102,433 | 1,753,433 | 1,652,468 | 0.65 | 6.22 | 3.11 |
| 2023-09-30 | 2,115,548 | 1,767,118 | 1,660,042 | 0.64 | 6.22 | 3.05 |
| 2023-12-31 | 2,203,212 | 1,931,927 | 1,736,534 | 0.58 | 5.67 | 2.98 |
| 2024-03-31 | 2,208,449 | 1,960,726 | 1,751,235 | 0.40 | 4.01 | 2.73 |
| 2024-06-30 | 2,245,415 | 1,916,223 | 1,783,691 | 0.40 | 4.03 | 2.84 |
| 2024-09-30 | 2,240,572 | 1,924,088 | 1,771,827 | 0.48 | 4.76 | 2.98 |
| 2024-12-31 | 2,220,120 | 1,929,760 | 1,762,528 | 0.54 | 5.36 | 3.03 |
| 2025-03-31 | 2,201,812 | 1,888,854 | 1,747,345 | 0.66 | 6.22 | 3.33 |
| 2025-06-30 | 2,244,740 | 1,882,523 | 1,773,488 | 0.68 | 6.41 | 3.44 |
| 2025-09-30 | 2,278,534 | 1,858,767 | 1,802,521 | 0.76 | 7.15 | 3.60 |
| 2025-12-31 | 2,308,328 | 1,929,723 | 1,824,786 | 0.84 | 7.86 | 3.66 |
| 2026-03-31 | 2,324,050 | 1,959,495 | 1,854,083 | 0.93 | 8.59 | 3.81 |
| 2026-06-30 | 2,386,276 | 1,963,167 | 1,898,373 | 0.96 | 8.86 | 3.92 |
20 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-12-01 | 1 | 916259 | 687951 |
| 2020-11-14 | 1 | 3580334 | 687951 |
| 2011-08-06 | 1 | 3417319 | 687951 |
| 2002-07-01 | 1 | 2914099 | 687951 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.