Regulatory profile
Minot, ND · FDIC certificate #19123 · RSSD 687951
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.4B | $2.0B | $1.9B | 0.96% | 8.86% | 3.92% |
| 2026-03-31 | $2.3B | $2.0B | $1.9B | 0.93% | 8.59% | 3.81% |
| 2025-12-31 | $2.3B | $1.9B | $1.8B | 0.84% | 7.86% | 3.66% |
| 2025-09-30 | $2.3B | $1.9B | $1.8B | 0.76% | 7.15% | 3.60% |
| 2025-06-30 | $2.2B | $1.9B | $1.8B | 0.68% | 6.41% | 3.44% |
| 2025-03-31 | $2.2B | $1.9B | $1.7B | 0.66% | 6.22% | 3.33% |
| 2024-12-31 | $2.2B | $1.9B | $1.8B | 0.54% | 5.36% | 3.03% |
| 2024-09-30 | $2.2B | $1.9B | $1.8B | 0.48% | 4.76% | 2.98% |
| 2024-06-30 | $2.2B | $1.9B | $1.8B | 0.40% | 4.03% | 2.84% |
| 2024-03-31 | $2.2B | $2.0B | $1.8B | 0.40% | 4.01% | 2.73% |
| 2023-12-31 | $2.2B | $1.9B | $1.7B | 0.58% | 5.67% | 2.98% |
| 2023-09-30 | $2.1B | $1.8B | $1.7B | 0.64% | 6.22% | 3.05% |
| 2023-06-30 | $2.1B | $1.8B | $1.7B | 0.65% | 6.22% | 3.11% |
| 2023-03-31 | $2.0B | $1.8B | $1.6B | 0.83% | 7.85% | 3.31% |
| 2022-12-31 | $2.0B | $1.7B | $1.6B | 1.12% | 10.56% | 3.84% |
| 2022-09-30 | $1.9B | $1.7B | $1.5B | 1.12% | 10.55% | 3.88% |
| 2022-06-30 | $1.9B | $1.7B | $1.4B | 1.00% | 9.34% | 3.73% |
| 2022-03-31 | $1.9B | $1.6B | $1.3B | 0.92% | 8.63% | 3.53% |
| 2021-12-31 | $2.0B | $1.7B | $1.3B | 1.02% | 9.67% | 3.92% |
| 2021-09-30 | $1.9B | $1.7B | $1.3B | 1.06% | 10.05% | 3.99% |
| 2021-06-30 | $1.9B | $1.7B | $1.3B | 1.20% | 11.34% | 4.17% |
| 2021-03-31 | $1.9B | $1.7B | $1.3B | 1.35% | 12.85% | 4.34% |
| 2020-12-31 | $1.9B | $1.6B | $1.3B | 1.11% | 10.17% | 4.29% |
| 2020-09-30 | $1.2B | $1.1B | $0.9B | 1.04% | 10.52% | 3.58% |
| 2020-06-30 | $1.3B | $1.1B | $0.9B | 1.16% | 11.69% | 3.76% |
| 2020-03-31 | $1.2B | $1.0B | $0.8B | 0.94% | 9.32% | 3.35% |
| 2019-12-31 | $1.1B | $1.0B | $0.8B | 0.96% | 8.60% | 3.34% |
| 2019-09-30 | $1.1B | $0.9B | $0.8B | 0.96% | 8.43% | 3.29% |
| 2019-06-30 | $1.1B | $0.9B | $0.8B | 0.92% | 8.20% | 3.26% |
| 2019-03-31 | $1.1B | $1.0B | $0.7B | 0.91% | 8.22% | 3.25% |
| 2018-12-31 | $1.1B | $1.0B | $0.7B | 1.02% | 9.41% | 3.33% |
| 2018-09-30 | $1.1B | $0.9B | $0.7B | 0.98% | 9.08% | 3.29% |
| 2018-06-30 | $1.1B | $0.9B | $0.7B | 1.05% | 9.72% | 3.29% |
| 2018-03-31 | $1.1B | $0.9B | $0.7B | 1.13% | 10.48% | 3.20% |
| 2017-12-31 | $1.1B | $0.9B | $0.7B | 0.91% | 8.80% | 3.32% |
| 2017-09-30 | $1.1B | $0.9B | $0.7B | 1.01% | 9.87% | 3.31% |
| 2017-06-30 | $1.1B | $0.9B | $0.7B | 0.84% | 8.28% | 3.31% |
| 2017-03-31 | $1.1B | $0.9B | $0.6B | 0.91% | 8.96% | 3.36% |
| 2016-12-31 | $1.0B | $0.8B | $0.6B | 1.12% | 11.01% | 3.50% |
| 2016-09-30 | $1.0B | $0.8B | $0.6B | 1.18% | 11.61% | 3.54% |
| 2016-06-30 | $1.0B | $0.8B | $0.6B | 1.21% | 12.14% | 3.54% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1127650 · 1982-11-23 to current
2023-12-01RSSD 916259 → 687951 · code 1
2020-11-14RSSD 3580334 → 687951 · code 1
2011-08-06RSSD 3417319 → 687951 · code 1
2002-07-01RSSD 2914099 → 687951 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.