Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,168,616 | 1,723,547 | 902,165 | 0.53 | 3.12 | 2.59 |
| 2016-06-30 | 2,179,835 | 1,725,631 | 935,149 | 0.55 | 3.23 | 2.59 |
| 2016-09-30 | 2,194,368 | 1,733,480 | 932,053 | 0.56 | 3.27 | 2.60 |
| 2016-12-31 | 2,215,364 | 1,763,352 | 929,804 | 0.56 | 3.31 | 2.59 |
| 2017-03-31 | 2,209,904 | 1,748,794 | 935,251 | 0.51 | 2.97 | 2.56 |
| 2017-06-30 | 2,201,956 | 1,734,035 | 939,882 | 0.53 | 3.08 | 2.57 |
| 2017-09-30 | 2,208,551 | 1,726,501 | 930,598 | 0.54 | 3.14 | 2.58 |
| 2017-12-31 | 2,203,118 | 1,745,595 | 941,330 | 0.46 | 2.63 | 2.60 |
| 2018-03-31 | 2,166,027 | 1,696,039 | 935,382 | 0.59 | 3.30 | 2.66 |
| 2018-06-30 | 2,166,520 | 1,674,465 | 954,123 | 0.60 | 3.35 | 2.68 |
| 2018-09-30 | 2,149,731 | 1,660,100 | 969,925 | 0.63 | 3.49 | 2.70 |
| 2018-12-31 | 2,152,413 | 1,671,428 | 977,199 | 0.65 | 3.58 | 2.68 |
| 2019-03-31 | 2,183,361 | 1,690,615 | 983,477 | 0.55 | 2.94 | 2.53 |
| 2019-06-30 | 2,194,920 | 1,705,738 | 1,002,110 | 0.53 | 2.87 | 2.51 |
| 2019-09-30 | 2,231,298 | 1,730,326 | 1,017,346 | 0.53 | 2.87 | 2.49 |
| 2019-12-31 | 2,259,866 | 1,766,413 | 1,035,742 | 0.54 | 2.90 | 2.47 |
| 2020-03-31 | 2,263,890 | 1,767,354 | 1,039,224 | 0.38 | 2.06 | 2.28 |
| 2020-06-30 | 2,429,688 | 1,910,336 | 1,125,648 | 0.39 | 2.17 | 2.24 |
| 2020-09-30 | 2,475,659 | 1,946,579 | 1,146,849 | 0.40 | 2.24 | 2.17 |
| 2020-12-31 | 2,541,489 | 2,006,345 | 1,117,066 | 0.43 | 2.45 | 2.17 |
| 2021-03-31 | 2,624,004 | 2,083,019 | 1,115,475 | 0.44 | 2.72 | 2.08 |
| 2021-06-30 | 2,660,675 | 2,121,179 | 1,079,537 | 0.42 | 2.57 | 2.04 |
| 2021-09-30 | 2,725,734 | 2,176,058 | 1,071,144 | 0.40 | 2.49 | 2.01 |
| 2021-12-31 | 2,800,822 | 2,254,148 | 1,052,561 | 0.39 | 2.44 | 1.98 |
| 2022-03-31 | 2,830,154 | 2,291,414 | 1,042,325 | 0.26 | 1.71 | 1.90 |
| 2022-06-30 | 2,830,604 | 2,285,197 | 1,090,893 | 0.35 | 2.28 | 2.00 |
| 2022-09-30 | 2,817,266 | 2,251,130 | 1,118,662 | 0.40 | 2.61 | 2.08 |
| 2022-12-31 | 2,812,950 | 2,169,657 | 1,155,245 | 0.44 | 2.87 | 2.12 |
| 2023-03-31 | 2,761,024 | 2,188,643 | 1,180,868 | 0.28 | 1.74 | 2.02 |
| 2023-06-30 | 2,791,071 | 2,120,032 | 1,208,444 | 0.18 | 1.14 | 1.89 |
| 2023-09-30 | 2,813,462 | 2,193,673 | 1,230,662 | 0.06 | 0.38 | 1.75 |
| 2023-12-31 | 2,816,685 | 2,192,537 | 1,245,468 | 0.02 | 0.15 | 1.65 |
| 2024-03-31 | 3,506,815 | 2,155,821 | 1,265,211 | -0.13 | -0.91 | 1.30 |
| 2024-06-30 | 3,508,241 | 2,139,539 | 1,235,666 | 0.07 | 0.49 | 1.49 |
| 2024-09-30 | 2,943,835 | 2,139,990 | 1,253,832 | 0.04 | 0.25 | 1.50 |
| 2024-12-31 | 2,728,061 | 2,160,180 | 1,259,205 | 0.03 | 0.17 | 1.51 |
| 2025-03-31 | 2,745,467 | 2,134,799 | 1,261,052 | 0.06 | 0.37 | 1.86 |
| 2025-06-30 | 2,717,117 | 2,118,972 | 1,300,625 | 0.10 | 0.62 | 1.92 |
| 2025-09-30 | 2,716,295 | 2,143,176 | 1,356,010 | 0.16 | 0.96 | 2.01 |
| 2025-12-31 | 2,730,135 | 2,162,549 | 1,394,468 | 0.21 | 1.24 | 2.07 |
| 2026-03-31 | 2,730,496 | 2,163,072 | 1,421,941 | 0.24 | 1.43 | 2.25 |
| 2026-06-30 | 2,725,901 | 2,121,388 | 1,480,719 | 0.31 | 1.87 | 2.34 |
23 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1982-01-01 | 1 | 172372 | 105473 |
| 1981-09-01 | 1 | 407270 | 105473 |
| 1981-08-01 | 1 | 555975 | 105473 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.