Regulatory profile
Knoxville, TN · FDIC certificate #29683 · RSSD 105473
HOME FEDERAL BANK OF TN is an FDIC-insured institution based in Knoxville, TN (FDIC certificate #29683). In its Q3 2026 Call Report it reported total assets of $2.7B, total deposits of $2.2B and net loans of $1.5B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for HOME FEDERAL BANK OF TN from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $2.2B |
|---|---|
| Net loans and leases | $1.5B |
Plain-language readout
HOME FEDERAL BANK OF TN in Knoxville, TN funds its loans with $2.2B of deposits and holds $1.5B of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for HOME FEDERAL BANK OF TN in Q3 2026; none is estimated.
Against banks of similar size for the same filing period: Brokered deposits to domestic deposits: 0.000 against a peer median of 0.016, a 0.0th percentile position among 890 peers. Selected CRE loans to gross loans and leases: 0.343 against a peer median of 0.468, a 20.6th percentile position among 862 peers. Domestic secured CRE noncurrent ratio: 0.101 against a peer median of 0.003, a 99.8th percentile position among 872 peers. Deposit funding ratio: 0.778 against a peer median of 0.850, a 15.4th percentile position among 902 peers.
The loan-to-deposit ratio computed from net loans and total deposits was 71.31% in Q3 2026, against 56.80% in Q4 2023. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $1.5B | $2.2B | 71.31% |
| Q2 2026 | $1.5B | $2.1B | 69.80% |
| Q1 2026 | $1.4B | $2.2B | 65.74% |
| Q4 2025 | $1.4B | $2.2B | 64.48% |
| Q3 2025 | $1.4B | $2.1B | 63.27% |
| Q2 2025 | $1.3B | $2.1B | 61.38% |
| Q1 2025 | $1.3B | $2.1B | 59.07% |
| Q4 2024 | $1.3B | $2.2B | 58.29% |
| Q3 2024 | $1.3B | $2.1B | 58.59% |
| Q2 2024 | $1.2B | $2.1B | 57.75% |
| Q1 2024 | $1.3B | $2.2B | 58.69% |
| Q4 2023 | $1.2B | $2.2B | 56.80% |