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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-12-31 | 1,102,606 | 876,529 | 961,877 | 2.39 | 21.23 | 4.82 |
| 2017-03-31 | 1,077,836 | 938,220 | 910,878 | 2.98 | 30.07 | 4.41 |
| 2017-06-30 | 1,138,149 | 955,735 | 962,870 | 2.78 | 27.70 | 4.66 |
| 2017-09-30 | 1,245,824 | 986,919 | 1,072,292 | 2.63 | 26.24 | 4.71 |
| 2017-12-31 | 1,292,216 | 1,027,421 | 1,095,794 | 2.72 | 27.08 | 4.71 |
| 2018-03-31 | 1,302,167 | 1,101,378 | 1,124,909 | 3.41 | 32.51 | 4.60 |
| 2018-06-30 | 1,350,606 | 1,174,754 | 1,165,235 | 3.32 | 31.10 | 4.67 |
| 2018-09-30 | 1,443,224 | 1,267,764 | 1,166,880 | 3.14 | 29.22 | 4.61 |
| 2018-12-31 | 1,435,822 | 1,256,303 | 1,198,288 | 3.03 | 27.82 | 4.54 |
| 2019-03-31 | 1,488,463 | 1,298,840 | 1,275,577 | 2.39 | 20.78 | 4.30 |
| 2019-06-30 | 1,527,862 | 1,314,789 | 1,256,173 | 2.93 | 25.12 | 4.32 |
| 2019-09-30 | 1,647,688 | 1,359,363 | 1,256,583 | 2.98 | 25.56 | 4.30 |
| 2019-12-31 | 1,636,039 | 1,340,347 | 1,244,664 | 2.90 | 24.56 | 4.21 |
| 2020-03-31 | 1,608,456 | 1,279,441 | 1,258,989 | 2.43 | 19.26 | 4.18 |
| 2020-06-30 | 1,725,921 | 1,388,805 | 1,361,675 | 2.13 | 17.00 | 4.09 |
| 2020-09-30 | 1,742,593 | 1,381,455 | 1,453,704 | 2.15 | 17.13 | 4.05 |
| 2020-12-31 | 1,902,095 | 1,518,227 | 1,626,545 | 2.12 | 17.05 | 4.11 |
| 2021-03-31 | 2,158,968 | 1,792,758 | 1,860,078 | 2.57 | 22.24 | 4.52 |
| 2021-06-30 | 2,520,354 | 2,025,746 | 2,081,404 | 2.51 | 22.87 | 4.49 |
| 2021-09-30 | 2,756,383 | 2,159,793 | 2,349,987 | 2.54 | 23.99 | 4.51 |
| 2021-12-31 | 3,111,820 | 2,306,563 | 2,492,895 | 2.49 | 24.43 | 4.42 |
| 2022-03-31 | 3,146,101 | 2,427,139 | 2,538,204 | 2.49 | 26.84 | 4.08 |
| 2022-06-30 | 3,163,435 | 2,441,813 | 2,757,412 | 2.28 | 23.93 | 4.10 |
| 2022-09-30 | 3,362,015 | 2,614,744 | 2,967,239 | 2.20 | 22.67 | 4.01 |
| 2022-12-31 | 3,440,092 | 2,692,591 | 3,045,307 | 1.94 | 19.81 | 3.91 |
| 2023-03-31 | 3,425,024 | 2,673,889 | 2,996,748 | 1.84 | 18.04 | 3.25 |
| 2023-06-30 | 3,459,254 | 2,732,938 | 3,006,301 | 1.68 | 16.21 | 3.16 |
| 2023-09-30 | 3,486,995 | 2,749,377 | 3,015,701 | 1.56 | 14.84 | 3.10 |
| 2023-12-31 | 3,482,906 | 2,754,348 | 3,149,408 | 1.50 | 14.14 | 3.12 |
| 2024-03-31 | 3,615,824 | 2,844,969 | 3,173,650 | 1.66 | 15.19 | 3.25 |
| 2024-06-30 | 3,588,794 | 2,781,178 | 3,075,314 | 1.78 | 16.13 | 3.45 |
| 2024-09-30 | 3,558,595 | 2,752,981 | 3,076,596 | 1.81 | 16.30 | 3.50 |
| 2024-12-31 | 3,578,664 | 2,761,567 | 3,141,966 | 1.82 | 16.15 | 3.52 |
| 2025-03-31 | 3,644,728 | 2,766,958 | 3,151,149 | 1.81 | 15.49 | 3.59 |
| 2025-06-30 | 3,609,416 | 2,724,147 | 3,110,447 | 1.84 | 15.60 | 3.69 |
| 2025-09-30 | 3,626,177 | 2,729,408 | 3,182,685 | 1.86 | 15.66 | 3.70 |
| 2025-12-31 | 4,713,603 | 3,672,862 | 4,035,644 | 1.79 | 15.55 | 3.61 |
| 2026-03-31 | 4,633,553 | 3,658,600 | 3,977,018 | 1.92 | 18.08 | 4.04 |
| 2026-06-30 | 4,465,591 | 3,527,311 | 3,934,537 | 1.94 | 17.77 | 4.08 |
27 current branch locations across 8 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-12-02 | 1 | 2877840 | 3437456 |
| 2012-03-03 | 50 | 2328249 | 3437456 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.