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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #58181 · RSSD 3437456
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
NIC transformation 1
Metro City Bank changed deposits by 78 USD thousands and market share by -0.000269 points in TX
Source ↗Metro City Bank changed deposits by -1214 USD thousands and market share by -0.146254 points in Troup County, GA
Source ↗Metro City Bank changed deposits by -62669 USD thousands and market share by -0.244455 points in DeKalb County, GA
Source ↗Metro City Bank changed deposits by -5132 USD thousands and market share by -0.007104 points in Queens County, NY
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Suwanee | GA | 3 | 0 | Unavailable |
| Doraville | GA | 2 | 1 | Unavailable |
| Johns Creek | GA | 2 | 0 | Unavailable |
| Norcross | GA | 2 | 0 | Unavailable |
| Montgomery | AL | 1 | 0 | Unavailable |
| Opelika | AL | 1 | 0 | Unavailable |
| Buena Park | CA | 1 | 0 | Unavailable |
| Los Angeles | CA | 1 | 0 | Unavailable |
| Tampa | FL | 1 | 0 | Unavailable |
| Duluth | GA | 1 | 0 | Unavailable |
| Lagrange | GA | 1 | 0 | Unavailable |
| Marietta | GA | 1 | 0 | Unavailable |
| Fort Lee | NJ | 1 | 0 | Unavailable |
| Palisades Park | NJ | 1 | 0 | Unavailable |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 4750086 · 2014-12-31 to current
None matched.
2025-12-02RSSD 2877840 → 3437456 · code 1
2012-03-03RSSD 2328249 → 3437456 · code 50
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.5B | $3.5B | $3.9B | 1.94% | 17.77% | 4.08% |
| 2026-03-31 | $4.6B | $3.7B | $4.0B | 1.92% | 18.08% | 4.04% |
| 2025-12-31 | $4.7B | $3.7B | $4.0B | 1.79% | 15.55% | 3.61% |
| 2025-09-30 | $3.6B | $2.7B | $3.2B | 1.86% | 15.66% | 3.70% |
| 2025-06-30 | $3.6B | $2.7B | $3.1B | 1.84% | 15.60% | 3.69% |
| 2025-03-31 | $3.6B | $2.8B | $3.2B | 1.81% | 15.49% | 3.59% |
| 2024-12-31 | $3.6B | $2.8B | $3.1B | 1.82% | 16.15% | 3.52% |
| 2024-09-30 | $3.6B | $2.8B | $3.1B | 1.81% | 16.30% | 3.50% |
| 2024-06-30 | $3.6B | $2.8B | $3.1B | 1.78% | 16.13% | 3.45% |
| 2024-03-31 | $3.6B | $2.8B | $3.2B | 1.66% | 15.19% | 3.25% |
| 2023-12-31 | $3.5B | $2.8B | $3.1B | 1.50% | 14.14% | 3.12% |
| 2023-09-30 | $3.5B | $2.7B | $3.0B | 1.56% | 14.84% | 3.10% |
| 2023-06-30 | $3.5B | $2.7B | $3.0B | 1.68% | 16.21% | 3.16% |
| 2023-03-31 | $3.4B | $2.7B | $3.0B | 1.84% | 18.04% | 3.25% |
| 2022-12-31 | $3.4B | $2.7B | $3.0B | 1.94% | 19.81% | 3.91% |
| 2022-09-30 | $3.4B | $2.6B | $3.0B | 2.20% | 22.67% | 4.01% |
| 2022-06-30 | $3.2B | $2.4B | $2.8B | 2.28% | 23.93% | 4.10% |
| 2022-03-31 | $3.1B | $2.4B | $2.5B | 2.49% | 26.84% | 4.08% |
| 2021-12-31 | $3.1B | $2.3B | $2.5B | 2.49% | 24.43% | 4.42% |
| 2021-09-30 | $2.8B | $2.2B | $2.3B | 2.54% | 23.99% | 4.51% |
| 2021-06-30 | $2.5B | $2.0B | $2.1B | 2.51% | 22.87% | 4.49% |
| 2021-03-31 | $2.2B | $1.8B | $1.9B | 2.57% | 22.24% | 4.52% |
| 2020-12-31 | $1.9B | $1.5B | $1.6B | 2.12% | 17.05% | 4.11% |
| 2020-09-30 | $1.7B | $1.4B | $1.5B | 2.15% | 17.13% | 4.05% |
| 2020-06-30 | $1.7B | $1.4B | $1.4B | 2.13% | 17.00% | 4.09% |
| 2020-03-31 | $1.6B | $1.3B | $1.3B | 2.43% | 19.26% | 4.18% |
| 2019-12-31 | $1.6B | $1.3B | $1.2B | 2.90% | 24.56% | 4.21% |
| 2019-09-30 | $1.6B | $1.4B | $1.3B | 2.98% | 25.56% | 4.30% |
| 2019-06-30 | $1.5B | $1.3B | $1.3B | 2.93% | 25.12% | 4.32% |
| 2019-03-31 | $1.5B | $1.3B | $1.3B | 2.39% | 20.78% | 4.30% |
| 2018-12-31 | $1.4B | $1.3B | $1.2B | 3.03% | 27.82% | 4.54% |
| 2018-09-30 | $1.4B | $1.3B | $1.2B | 3.14% | 29.22% | 4.61% |
| 2018-06-30 | $1.4B | $1.2B | $1.2B | 3.32% | 31.10% | 4.67% |
| 2018-03-31 | $1.3B | $1.1B | $1.1B | 3.41% | 32.51% | 4.60% |
| 2017-12-31 | $1.3B | $1.0B | $1.1B | 2.72% | 27.08% | 4.71% |
| 2017-09-30 | $1.2B | $1.0B | $1.1B | 2.63% | 26.24% | 4.71% |
| 2017-06-30 | $1.1B | $1.0B | $1.0B | 2.78% | 27.70% | 4.66% |
| 2017-03-31 | $1.1B | $0.9B | $0.9B | 2.98% | 30.07% | 4.41% |
| 2016-12-31 | $1.1B | $0.9B | $1.0B | 2.39% | 21.23% | 4.82% |
| Bayside |
| NY |
| 1 |
| 0 |
| Unavailable |
| Flushing | NY | 1 | 0 | Unavailable |
| Carrollton | TX | 1 | 0 | Unavailable |
| Dallas | TX | 1 | 0 | Unavailable |
| Grand Prairie | TX | 1 | 0 | Unavailable |
| Houston | TX | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2025-12-02: RSSD 2877840 → 3437456 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 2 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| GA | $2.2B | 0.62% | 18 | Continuing · -0.04 pp |
| AL | $202.8M | 0.14% | 80 | Continuing · +0.01 pp |
| TX | $121.4M | 0.01% | 359 | Continuing · -0.00 pp |
| VA | $100.3M | 0.03% | 86 | Continuing · -0.00 pp |
| NY | $70.8M | 0.00% | 160 | Continuing · -0.00 pp |
| NJ | $32.6M | 0.01% | 89 | Continuing · -0.00 pp |
| FL | $17.3M | 0.00% | 175 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.