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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-12-31 | 1,018,533 | 880,308 | 682,580 | 1.45 | 14.87 | 3.61 |
| 2022-03-31 | 1,004,765 | 878,431 | 688,922 | 1.01 | 10.92 | 3.22 |
| 2022-09-30 | 1,026,347 | 904,130 | 716,359 | 1.27 | 14.44 | 3.39 |
| 2022-12-31 | 1,055,421 | 924,344 | 740,333 | 1.43 | 16.51 | 3.51 |
| 2023-03-31 | 1,030,080 | 889,655 | 749,840 | 1.39 | 16.14 | 3.57 |
| 2023-06-30 | 1,031,317 | 852,686 | 773,155 | 1.37 | 15.74 | 3.54 |
| 2023-09-30 | 1,082,666 | 902,628 | 829,691 | 1.37 | 15.90 | 3.51 |
| 2023-12-31 | 1,098,634 | 898,049 | 836,160 | 1.38 | 15.83 | 3.54 |
| 2024-03-31 | 1,106,658 | 884,850 | 857,354 | 1.12 | 12.24 | 3.33 |
| 2024-06-30 | 1,099,892 | 850,097 | 852,641 | 1.12 | 12.06 | 3.29 |
| 2024-09-30 | 1,176,660 | 930,724 | 903,809 | 1.14 | 12.25 | 3.28 |
| 2024-12-31 | 1,248,213 | 1,002,714 | 918,779 | 1.22 | 13.31 | 3.31 |
| 2025-03-31 | 1,187,395 | 980,794 | 931,271 | 1.25 | 13.53 | 3.37 |
| 2025-06-30 | 1,166,044 | 934,460 | 932,778 | 1.36 | 14.26 | 3.51 |
| 2025-09-30 | 1,225,558 | 1,010,043 | 953,121 | 1.46 | 15.06 | 3.59 |
| 2025-12-31 | 1,286,848 | 1,072,030 | 955,345 | 1.49 | 15.35 | 3.63 |
| 2026-03-31 | 1,234,804 | 1,019,172 | 973,749 | 1.50 | 14.85 | 3.75 |
| 2026-06-30 | 1,172,186 | 983,375 | 960,408 | 1.58 | 15.07 | 3.90 |
12 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2008-01-01 | 1 | 331106 | 270504 |
| 1975-07-01 | 1 | 453400 | 270504 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.