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Regulatory profile
Derby, VT · FDIC certificate #6271 · RSSD 270504
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.0B | $1.0B | 1.58% | 15.07% | 3.90% |
| 2026-03-31 | $1.2B | $1.0B | $1.0B | 1.50% | 14.85% | 3.75% |
| 2025-12-31 | $1.3B | $1.1B | $1.0B | 1.49% | 15.35% | 3.63% |
| 2025-09-30 | $1.2B | $1.0B | $1.0B | 1.46% | 15.06% | 3.59% |
| 2025-06-30 | $1.2B | $0.9B | $0.9B | 1.36% | 14.26% | 3.51% |
| 2025-03-31 | $1.2B | $1.0B | $0.9B | 1.25% | 13.53% | 3.37% |
| 2024-12-31 | $1.2B | $1.0B | $0.9B | 1.22% | 13.31% | 3.31% |
| 2024-09-30 | $1.2B | $0.9B | $0.9B | 1.14% | 12.25% | 3.28% |
| 2024-06-30 | $1.1B | $0.9B | $0.9B | 1.12% | 12.06% | 3.29% |
| 2024-03-31 | $1.1B | $0.9B | $0.9B | 1.12% | 12.24% | 3.33% |
| 2023-12-31 | $1.1B | $0.9B | $0.8B | 1.38% | 15.83% | 3.54% |
| 2023-09-30 | $1.1B | $0.9B | $0.8B | 1.37% | 15.90% | 3.51% |
| 2023-06-30 | $1.0B | $0.9B | $0.8B | 1.37% | 15.74% | 3.54% |
| 2023-03-31 | $1.0B | $0.9B | $0.7B | 1.39% | 16.14% | 3.57% |
| 2022-12-31 | $1.1B | $0.9B | $0.7B | 1.43% | 16.51% | 3.51% |
| 2022-09-30 | $1.0B | $0.9B | $0.7B | 1.27% | 14.44% | 3.39% |
| 2022-03-31 | $1.0B | $0.9B | $0.7B | 1.01% | 10.92% | 3.22% |
| 2021-12-31 | $1.0B | $0.9B | $0.7B | 1.45% | 14.87% | 3.61% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1115040 · 1983-10-01 to current
2008-01-01RSSD 331106 → 270504 · code 1
1975-07-01RSSD 453400 → 270504 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.