Regulatory profile
Memphis, TN · FDIC certificate #31840 · RSSD 590976
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $0.9B | $1.1B | 1.01% | 10.30% | 2.62% |
| 2026-03-31 | $1.1B | $0.9B | $1.1B | 1.04% | 10.60% | 2.57% |
| 2025-12-31 | $1.1B | $0.9B | $1.0B | 0.73% | 7.46% | 2.26% |
| 2025-09-30 | $1.1B | $0.8B | $1.0B | 0.82% | 8.43% | 2.19% |
| 2025-06-30 | $1.1B | $0.8B | $1.0B | 0.76% | 7.81% | 2.10% |
| 2025-03-31 | $1.1B | $0.8B | $1.0B | 0.72% | 7.41% | 2.03% |
| 2024-12-31 | $1.1B | $0.8B | $1.0B | 0.31% | 3.15% | 1.72% |
| 2024-09-30 | $1.1B | $0.8B | $1.0B | 0.42% | 4.22% | 1.66% |
| 2024-06-30 | $1.0B | $0.7B | $1.0B | 0.38% | 3.80% | 1.63% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1144741 · 2012-11-01 to current
Unmatched RSSD entityRSSD 1144741 · 2011-07-21 to 2012-10-31
Unmatched RSSD entityRSSD 1144741 · 2011-04-01 to 2011-07-20
Unmatched RSSD entityRSSD 1144741 · 1985-04-22 to 2011-03-31
Unmatched RSSD entityRSSD 1144732 · 1985-04-22 to 1987-07-01
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.