Regulatory profile
Murray, UT · FDIC certificate #35323
FINWISE BANK is an FDIC-insured institution based in Murray, UT (FDIC certificate #35323). In its Q3 2026 Call Report it reported total assets of $928M, total deposits of $727M and net loans of $680M. Its primary federal regulator is FDIC.
Reported facts
FINWISE BANK (FDIC certificate #35323) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $928M |
|---|---|
| Total deposits | $727M |
| Net loans and leases | $680M |
| Return on assets | 1.66% |
| Return on equity | 9.42% |
| Net interest margin | 15.73% |
| Quarterly asset change | 1.39% |
| Quarterly deposit change | 0.60% |
Plain-language readout
FINWISE BANK in Murray, UT reported total assets of $928M, total deposits of $727M and net loans of $680M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.66%, a return on equity of 9.42%, a net interest margin of 15.73%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $928M | $727M | $680M | 1.66% | 9.42% | 15.73% |
| Q2 2026 | $915M | $723M | $690M | 1.42% | 8.14% | 13.58% |
| Q1 2026 | $890M | $708M | $673M | 1.54% | 8.98% | 13.26% |
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