Regulatory profile
Duncan, OK · FDIC certificate #27394
FIRST BANK&TRUST CO is an FDIC-insured institution based in Duncan, OK (FDIC certificate #27394). In its Q3 2026 Call Report it reported total assets of $947M, total deposits of $794M and net loans of $698M. Its primary federal regulator is FDIC.
Reported facts
FIRST BANK&TRUST CO (FDIC certificate #27394) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $947M |
|---|---|
| Total deposits | $794M |
| Net loans and leases | $698M |
| Return on assets | 2.26% |
| Return on equity | 14.86% |
| Net interest margin | 4.69% |
| Quarterly asset change | -0.56% |
| Quarterly deposit change | -0.98% |
Plain-language readout
FIRST BANK&TRUST CO in Duncan, OK reported total assets of $947M, total deposits of $794M and net loans of $698M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.26%, a return on equity of 14.86%, a net interest margin of 4.69%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $947M | $794M | $698M | 2.26% | 14.86% | 4.69% |
| Q2 2026 | $952M | $802M | $701M | 2.20% | 14.57% | 4.66% |
| Q1 2026 | $952M | $800M | $737M | 2.13% | 14.13% | 4.60% |
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