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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,381,924 | 2,831,393 | 2,516,417 | 0.88 | 7.67 | 4.00 |
| 2016-06-30 | 3,464,906 | 2,877,184 | 2,576,906 | 0.91 | 7.84 | 4.06 |
| 2016-09-30 | 3,536,285 | 2,915,926 | 2,631,479 | 0.80 | 6.94 | 4.00 |
| 2016-12-31 | 3,613,858 | 2,952,545 | 2,689,592 | 0.85 | 7.38 | 3.98 |
| 2017-03-31 | 4,443,478 | 3,636,929 | 3,277,951 | 0.80 | 6.75 | 3.85 |
| 2017-06-30 | 4,530,888 | 3,652,470 | 3,365,462 | 0.94 | 7.92 | 4.01 |
| 2017-09-30 | 4,594,579 | 3,660,424 | 3,423,123 | 1.04 | 8.66 | 4.08 |
| 2017-12-31 | 5,547,490 | 4,413,553 | 4,032,381 | 1.05 | 8.53 | 4.13 |
| 2018-03-31 | 5,643,602 | 4,501,869 | 4,096,957 | 1.53 | 11.39 | 4.14 |
| 2018-06-30 | 5,719,035 | 4,560,513 | 4,135,853 | 1.60 | 11.84 | 4.14 |
| 2018-09-30 | 5,712,628 | 4,530,783 | 4,176,756 | 1.60 | 11.76 | 4.15 |
| 2018-12-31 | 5,865,282 | 4,665,855 | 4,232,906 | 1.62 | 11.89 | 4.18 |
| 2019-03-31 | 6,051,481 | 4,804,331 | 4,286,462 | 1.55 | 11.18 | 4.11 |
| 2019-06-30 | 6,012,694 | 4,853,282 | 4,324,930 | 1.60 | 11.39 | 4.14 |
| 2019-09-30 | 6,069,535 | 4,881,791 | 4,393,553 | 1.64 | 11.53 | 4.11 |
| 2019-12-31 | 6,144,669 | 4,934,187 | 4,451,780 | 1.58 | 11.05 | 4.10 |
| 2020-03-31 | 6,377,232 | 5,056,586 | 4,561,520 | 1.21 | 8.32 | 3.97 |
| 2020-06-30 | 6,882,999 | 5,857,041 | 4,762,118 | 1.11 | 7.93 | 3.76 |
| 2020-09-30 | 7,064,776 | 6,073,797 | 4,813,550 | 1.20 | 8.74 | 3.68 |
| 2020-12-31 | 7,290,532 | 6,289,450 | 4,727,275 | 1.24 | 9.16 | 3.63 |
| 2021-03-31 | 7,740,005 | 6,748,417 | 4,597,076 | 1.53 | 12.34 | 3.27 |
| 2021-06-30 | 8,201,615 | 7,183,750 | 4,736,284 | 1.51 | 12.48 | 3.26 |
| 2021-09-30 | 8,491,425 | 7,445,779 | 4,824,478 | 1.46 | 12.20 | 3.21 |
| 2021-12-31 | 10,516,825 | 9,150,126 | 6,083,186 | 1.20 | 9.95 | 3.23 |
| 2022-03-31 | 10,659,630 | 9,412,263 | 5,991,931 | 1.31 | 11.34 | 3.23 |
| 2022-06-30 | 10,568,030 | 9,378,006 | 6,166,282 | 1.36 | 12.12 | 3.27 |
| 2022-09-30 | 10,515,533 | 9,244,916 | 6,442,409 | 1.40 | 12.84 | 3.39 |
| 2022-12-31 | 10,625,188 | 9,234,712 | 6,575,460 | 1.42 | 13.19 | 3.44 |
| 2023-03-31 | 12,367,423 | 10,390,531 | 7,698,451 | 0.59 | 5.42 | 3.67 |
| 2023-06-30 | 12,033,284 | 10,172,427 | 7,793,352 | 0.83 | 7.44 | 3.51 |
| 2023-09-30 | 11,977,575 | 10,239,996 | 7,926,899 | 0.91 | 8.14 | 3.43 |
| 2023-12-31 | 12,114,629 | 10,037,594 | 8,042,916 | 0.95 | 8.31 | 3.36 |
| 2024-03-31 | 12,095,329 | 10,327,275 | 7,973,142 | 0.90 | 7.42 | 3.01 |
| 2024-06-30 | 12,061,045 | 10,509,132 | 7,967,037 | 0.96 | 7.87 | 3.04 |
| 2024-09-30 | 12,158,864 | 10,534,756 | 7,900,708 | 0.87 | 7.01 | 3.07 |
| 2024-12-31 | 12,147,931 | 10,556,769 | 7,978,046 | 0.69 | 5.60 | 3.13 |
| 2025-03-31 | 12,436,789 | 10,770,712 | 7,987,568 | 1.24 | 9.82 | 3.43 |
| 2025-06-30 | 12,602,725 | 10,852,445 | 8,114,033 | 1.27 | 9.94 | 3.47 |
| 2025-09-30 | 12,740,536 | 10,900,694 | 8,302,308 | 1.08 | 8.38 | 3.54 |
| 2025-12-31 | 12,659,342 | 10,757,586 | 8,606,628 | 0.94 | 7.26 | 3.60 |
| 2026-03-31 | 12,937,641 | 11,028,439 | 8,680,271 | 1.51 | 11.21 | 3.77 |
| 2026-06-30 | 13,032,205 | 11,101,718 | 8,876,158 | 1.56 | 11.56 | 3.82 |
116 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-01-01 | 1 | 2728661 | 216922 |
| 2021-10-16 | 1 | 2913887 | 216922 |
| 2017-10-01 | 1 | 342175 | 216922 |
| 2017-03-04 | 1 | 2516626 | 216922 |
| 2011-01-22 | 50 | 2635077 | 216922 |
| 2009-06-20 | 50 | 642370 | 216922 |
| 2008-05-17 | 1 | 980072 | 216922 |
| 2003-05-17 | 1 | 54124 | 216922 |
| 2001-09-15 | 1 | 687371 | 216922 |
| 2000-11-18 | 1 | 928373 | 216922 |
| 1994-08-26 | 1 | 542023 | 216922 |
| 1987-07-11 | 1 | 355625 | 216922 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.