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Regulatory profile
Southern Pines, NC · FDIC certificate #15019 · RSSD 216922
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$10B–$50B asset cohort · 112 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 107 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $13.0B | $11.1B | $8.9B | 1.56% | 11.56% | 3.82% |
| 2026-03-31 | $12.9B | $11.0B | $8.7B | 1.51% | 11.21% | 3.77% |
| 2025-12-31 | $12.7B | $10.8B | $8.6B | 0.94% | 7.26% | 3.60% |
| 2025-09-30 | $12.7B | $10.9B | $8.3B | 1.08% | 8.38% | 3.54% |
| 2025-06-30 | $12.6B | $10.9B | $8.1B | 1.27% | 9.94% | 3.47% |
| 2025-03-31 | $12.4B | $10.8B | $8.0B | 1.24% | 9.82% | 3.43% |
| 2024-12-31 | $12.1B | $10.6B | $8.0B | 0.69% | 5.60% | 3.13% |
| 2024-09-30 | $12.2B | $10.5B | $7.9B | 0.87% | 7.01% | 3.07% |
| 2024-06-30 | $12.1B | $10.5B | $8.0B | 0.96% | 7.87% | 3.04% |
| 2024-03-31 | $12.1B | $10.3B | $8.0B | 0.90% | 7.42% | 3.01% |
| 2023-12-31 | $12.1B | $10.0B | $8.0B | 0.95% | 8.31% | 3.36% |
| 2023-09-30 | $12.0B | $10.2B | $7.9B | 0.91% | 8.14% | 3.43% |
| 2023-06-30 | $12.0B | $10.2B | $7.8B | 0.83% | 7.44% | 3.51% |
| 2023-03-31 | $12.4B | $10.4B | $7.7B | 0.59% | 5.42% | 3.67% |
| 2022-12-31 | $10.6B | $9.2B | $6.6B | 1.42% | 13.19% | 3.44% |
| 2022-09-30 | $10.5B | $9.2B | $6.4B | 1.40% | 12.84% | 3.39% |
| 2022-06-30 | $10.6B | $9.4B | $6.2B | 1.36% | 12.12% | 3.27% |
| 2022-03-31 | $10.7B | $9.4B | $6.0B | 1.31% | 11.34% | 3.23% |
| 2021-12-31 | $10.5B | $9.2B | $6.1B | 1.20% | 9.95% | 3.23% |
| 2021-09-30 | $8.5B | $7.4B | $4.8B | 1.46% | 12.20% | 3.21% |
| 2021-06-30 | $8.2B | $7.2B | $4.7B | 1.51% | 12.48% | 3.26% |
| 2021-03-31 | $7.7B | $6.7B | $4.6B | 1.53% | 12.34% | 3.27% |
| 2020-12-31 | $7.3B | $6.3B | $4.7B | 1.24% | 9.16% | 3.63% |
| 2020-09-30 | $7.1B | $6.1B | $4.8B | 1.20% | 8.74% | 3.68% |
| 2020-06-30 | $6.9B | $5.9B | $4.8B | 1.11% | 7.93% | 3.76% |
| 2020-03-31 | $6.4B | $5.1B | $4.6B | 1.21% | 8.32% | 3.97% |
| 2019-12-31 | $6.1B | $4.9B | $4.5B | 1.58% | 11.05% | 4.10% |
| 2019-09-30 | $6.1B | $4.9B | $4.4B | 1.64% | 11.53% | 4.11% |
| 2019-06-30 | $6.0B | $4.9B | $4.3B | 1.60% | 11.39% | 4.14% |
| 2019-03-31 | $6.1B | $4.8B | $4.3B | 1.55% | 11.18% | 4.11% |
| 2018-12-31 | $5.9B | $4.7B | $4.2B | 1.62% | 11.89% | 4.18% |
| 2018-09-30 | $5.7B | $4.5B | $4.2B | 1.60% | 11.76% | 4.15% |
| 2018-06-30 | $5.7B | $4.6B | $4.1B | 1.60% | 11.84% | 4.14% |
| 2018-03-31 | $5.6B | $4.5B | $4.1B | 1.53% | 11.39% | 4.14% |
| 2017-12-31 | $5.5B | $4.4B | $4.0B | 1.05% | 8.53% | 4.13% |
| 2017-09-30 | $4.6B | $3.7B | $3.4B | 1.04% | 8.66% | 4.08% |
| 2017-06-30 | $4.5B | $3.7B | $3.4B | 0.94% | 7.92% | 4.01% |
| 2017-03-31 | $4.4B | $3.6B | $3.3B | 0.80% | 6.75% | 3.85% |
| 2016-12-31 | $3.6B | $3.0B | $2.7B | 0.85% | 7.38% | 3.98% |
| 2016-09-30 | $3.5B | $2.9B | $2.6B | 0.80% | 6.94% | 4.00% |
| 2016-06-30 | $3.5B | $2.9B | $2.6B | 0.91% | 7.84% | 4.06% |
| 2016-03-31 | $3.4B | $2.8B | $2.5B | 0.88% | 7.67% | 4.00% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
FIRST BANCORPRSSD 1076431 · 1984-04-09 to current
2023-01-01RSSD 2728661 → 216922 · code 1
2021-10-16RSSD 2913887 → 216922 · code 1
2017-10-01RSSD 342175 → 216922 · code 1
2017-03-04RSSD 2516626 → 216922 · code 1
2011-01-22RSSD 2635077 → 216922 · code 50
2009-06-20RSSD 642370 → 216922 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.