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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,026,605 | 931,880 | 630,715 | 1.08 | 12.19 | 3.33 |
| 2021-06-30 | 1,023,545 | 929,281 | 611,882 | 1.27 | 14.23 | 3.29 |
| 2021-09-30 | 1,354,647 | 1,220,019 | 816,978 | 1.11 | 12.23 | 3.31 |
| 2021-12-31 | 1,383,368 | 1,256,207 | 819,408 | 1.01 | 11.13 | 3.32 |
| 2022-03-31 | 1,415,894 | 1,301,043 | 830,595 | 1.15 | 13.70 | 3.25 |
| 2022-06-30 | 1,412,348 | 1,304,690 | 873,887 | 1.17 | 14.52 | 3.36 |
| 2022-09-30 | 1,380,743 | 1,275,295 | 900,222 | 1.23 | 15.57 | 3.46 |
| 2022-12-31 | 1,369,639 | 1,254,049 | 913,076 | 1.28 | 16.21 | 3.54 |
| 2023-03-31 | 1,372,872 | 1,254,794 | 909,250 | 1.20 | 14.71 | 3.54 |
| 2023-06-30 | 1,374,620 | 1,255,467 | 921,337 | 1.15 | 14.00 | 3.47 |
| 2023-09-30 | 1,365,753 | 1,248,594 | 943,603 | 1.10 | 13.30 | 3.44 |
| 2023-12-31 | 1,419,592 | 1,252,700 | 957,456 | 0.77 | 9.45 | 3.41 |
| 2024-03-31 | 1,447,307 | 1,276,965 | 960,372 | 0.98 | 12.31 | 3.27 |
| 2024-06-30 | 1,457,627 | 1,284,048 | 977,423 | 0.86 | 10.79 | 3.35 |
| 2024-09-30 | 1,451,559 | 1,272,571 | 982,017 | 0.80 | 9.90 | 3.40 |
| 2024-12-31 | 2,011,866 | 1,841,001 | 1,450,604 | 0.54 | 6.73 | 3.67 |
| 2025-03-31 | 2,033,720 | 1,859,554 | 1,435,896 | 0.45 | 5.51 | 3.84 |
| 2025-06-30 | 2,041,259 | 1,835,759 | 1,428,251 | 0.78 | 9.49 | 3.95 |
| 2025-09-30 | 2,030,647 | 1,840,954 | 1,418,750 | 0.92 | 10.96 | 3.97 |
| 2025-12-31 | 2,038,666 | 1,816,064 | 1,435,026 | 0.98 | 11.48 | 4.00 |
| 2026-03-31 | 2,076,629 | 1,853,541 | 1,449,708 | 1.08 | 11.70 | 3.95 |
| 2026-06-30 | 2,073,688 | 1,845,115 | 1,472,455 | 1.14 | 12.24 | 4.07 |
33 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-10-01 | 1 | 746429 | 899428 |
| 2021-07-01 | 1 | 353724 | 899428 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.