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Regulatory profile
Talladega, AL · FDIC certificate #2832 · RSSD 257233
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $0.8B | 1.31% | 16.45% | 4.34% |
| 2026-03-31 | $1.4B | $1.2B | $0.8B | 1.44% | 18.43% | 4.42% |
| 2025-12-31 | $1.2B | $1.1B | $0.7B | 1.64% | 21.97% | 4.10% |
| 2025-09-30 | $1.1B | $1.0B | $0.7B | 1.95% | 26.50% | 4.07% |
| 2025-06-30 | $1.1B | $1.0B | $0.7B | 1.33% | 18.74% | 4.02% |
| 2025-03-31 | $1.1B | $1.0B | $0.7B | 1.60% | 22.62% | 4.04% |
| 2024-12-31 | $1.1B | $1.0B | $0.7B | 1.54% | 21.99% | 3.80% |
| 2024-09-30 | $1.1B | $1.0B | $0.7B | 1.86% | 26.47% | 3.76% |
| 2024-06-30 | $1.1B | $1.0B | $0.7B | 1.42% | 20.51% | 3.79% |
| 2024-03-31 | $1.0B | $0.9B | $0.7B | 1.26% | 18.55% | 3.73% |
| 2023-06-30 | $1.0B | $1.0B | $0.7B | 1.98% | 31.87% | 3.97% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1135356 · 1989-10-08 to current
Unmatched RSSD entityRSSD 1135356 · 1985-09-13 to 1989-10-07
2026-03-21RSSD 420877 → 257233 · code 1
2021-04-16RSSD 455477 → 257233 · code 1
2017-10-01RSSD 358233 → 257233 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.