Regulatory profile
Okarche, OK · FDIC certificate #1165
FIRST BANK OF OKARCHE is an FDIC-insured institution based in Okarche, OK (FDIC certificate #1165). In its Q3 2026 Call Report it reported total assets of $143M, total deposits of $119M and net loans of $39M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST BANK OF OKARCHE from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $119M |
|---|---|
| Net loans and leases | $39M |
Plain-language readout
FIRST BANK OF OKARCHE in Okarche, OK funds its loans with $119M of deposits and holds $39M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST BANK OF OKARCHE in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 33.03% in Q3 2026, against 46.56% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $39M | $119M | 33.03% |
| Q2 2026 | $42M | $114M | 36.96% |
| Q1 2026 | $54M | $115M | 46.56% |