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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-06-30 | 1,078,349 | 828,890 | 691,749 | 0.73 | 8.07 | 3.27 |
| 2020-03-31 | 1,005,689 | 650,889 | 686,855 | 1.01 | 6.97 | 3.36 |
| 2020-06-30 | 1,140,810 | 782,457 | 754,467 | 1.00 | 7.12 | 3.25 |
| 2020-09-30 | 1,054,108 | 698,978 | 750,629 | 1.01 | 7.12 | 3.29 |
| 2020-12-31 | 1,084,261 | 731,860 | 736,058 | 1.06 | 7.43 | 3.35 |
| 2021-03-31 | 1,141,240 | 787,777 | 763,828 | 1.13 | 8.01 | 3.41 |
| 2021-06-30 | 1,185,951 | 810,456 | 786,360 | 1.14 | 8.18 | 3.36 |
| 2021-09-30 | 1,227,888 | 846,860 | 796,086 | 1.15 | 8.52 | 3.40 |
| 2021-12-31 | 1,264,471 | 922,862 | 833,197 | 1.13 | 8.53 | 3.39 |
| 2022-03-31 | 1,252,385 | 929,065 | 850,631 | 1.13 | 9.75 | 3.32 |
| 2022-06-30 | 1,267,788 | 955,329 | 892,845 | 1.20 | 10.87 | 3.40 |
| 2022-09-30 | 1,275,368 | 986,642 | 915,979 | 1.15 | 11.42 | 3.42 |
| 2022-12-31 | 1,324,581 | 1,033,051 | 962,775 | 1.14 | 11.83 | 3.40 |
| 2023-03-31 | 1,357,547 | 1,054,130 | 989,276 | 0.93 | 11.88 | 3.06 |
| 2023-06-30 | 1,404,192 | 1,060,169 | 1,043,672 | 0.88 | 11.31 | 2.93 |
| 2023-09-30 | 1,417,452 | 1,070,428 | 1,068,017 | 0.79 | 10.46 | 2.85 |
| 2023-12-31 | 1,457,261 | 1,057,411 | 1,092,694 | 0.74 | 9.74 | 2.81 |
| 2024-03-31 | 1,482,135 | 1,082,106 | 1,123,762 | 0.70 | 8.82 | 2.77 |
| 2024-06-30 | 1,490,706 | 1,109,513 | 1,141,768 | 0.66 | 8.30 | 2.72 |
| 2024-09-30 | 1,487,411 | 1,098,491 | 1,141,807 | 0.67 | 8.39 | 2.69 |
| 2024-12-31 | 1,500,367 | 1,101,725 | 1,160,702 | 0.70 | 8.71 | 2.70 |
| 2025-03-31 | 1,518,129 | 1,110,430 | 1,176,821 | 0.58 | 7.32 | 2.81 |
| 2025-06-30 | 1,504,147 | 1,099,715 | 1,169,079 | 0.67 | 8.34 | 2.89 |
| 2025-09-30 | 1,521,023 | 1,123,102 | 1,180,285 | 0.77 | 9.40 | 2.95 |
| 2025-12-31 | 1,519,486 | 1,119,824 | 1,176,057 | 0.83 | 9.97 | 3.00 |
| 2026-03-31 | 1,513,612 | 1,111,731 | 1,174,336 | 0.77 | 8.64 | 3.13 |
| 2026-06-30 | 1,546,784 | 1,152,399 | 1,207,971 | 0.72 | 8.11 | 3.19 |
26 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-07-01 | 1 | 423449 | 419675 |
| 2016-10-15 | 1 | 790972 | 419675 |
| 2012-08-21 | 1 | 2718420 | 419675 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.