Regulatory profile
Frankfort, IN · FDIC certificate #28533 · RSSD 419675
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.5B | $1.2B | $1.2B | 0.72% | 8.11% | 3.19% |
| 2026-03-31 | $1.5B | $1.1B | $1.2B | 0.77% | 8.64% | 3.13% |
| 2025-12-31 | $1.5B | $1.1B | $1.2B | 0.83% | 9.97% | 3.00% |
| 2025-09-30 | $1.5B | $1.1B | $1.2B | 0.77% | 9.40% | 2.95% |
| 2025-06-30 | $1.5B | $1.1B | $1.2B | 0.67% | 8.34% | 2.89% |
| 2025-03-31 | $1.5B | $1.1B | $1.2B | 0.58% | 7.32% | 2.81% |
| 2024-12-31 | $1.5B | $1.1B | $1.2B | 0.70% | 8.71% | 2.70% |
| 2024-09-30 | $1.5B | $1.1B | $1.1B | 0.67% | 8.39% | 2.69% |
| 2024-06-30 | $1.5B | $1.1B | $1.1B | 0.66% | 8.30% | 2.72% |
| 2024-03-31 | $1.5B | $1.1B | $1.1B | 0.70% | 8.82% | 2.77% |
| 2023-12-31 | $1.5B | $1.1B | $1.1B | 0.74% | 9.74% | 2.81% |
| 2023-09-30 | $1.4B | $1.1B | $1.1B | 0.79% | 10.46% | 2.85% |
| 2023-06-30 | $1.4B | $1.1B | $1.0B | 0.88% | 11.31% | 2.93% |
| 2023-03-31 | $1.4B | $1.1B | $1.0B | 0.93% | 11.88% | 3.06% |
| 2022-12-31 | $1.3B | $1.0B | $1.0B | 1.14% | 11.83% | 3.40% |
| 2022-09-30 | $1.3B | $1.0B | $0.9B | 1.15% | 11.42% | 3.42% |
| 2022-06-30 | $1.3B | $1.0B | $0.9B | 1.20% | 10.87% | 3.40% |
| 2022-03-31 | $1.3B | $0.9B | $0.9B | 1.13% | 9.75% | 3.32% |
| 2021-12-31 | $1.3B | $0.9B | $0.8B | 1.13% | 8.53% | 3.39% |
| 2021-09-30 | $1.2B | $0.8B | $0.8B | 1.15% | 8.52% | 3.40% |
| 2021-06-30 | $1.2B | $0.8B | $0.8B | 1.14% | 8.18% | 3.36% |
| 2021-03-31 | $1.1B | $0.8B | $0.8B | 1.13% | 8.01% | 3.41% |
| 2020-12-31 | $1.1B | $0.7B | $0.7B | 1.06% | 7.43% | 3.35% |
| 2020-09-30 | $1.1B | $0.7B | $0.8B | 1.01% | 7.12% | 3.29% |
| 2020-06-30 | $1.1B | $0.8B | $0.8B | 1.00% | 7.12% | 3.25% |
| 2020-03-31 | $1.0B | $0.7B | $0.7B | 1.01% | 6.97% | 3.36% |
| 2019-06-30 | $1.1B | $0.8B | $0.7B | 0.73% | 8.07% | 3.27% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5371947 · 2019-07-01 to current
Unmatched RSSD entityRSSD 2624389 · 1998-06-01 to 2019-06-30
2026-07-01RSSD 423449 → 419675 · code 1
2016-10-15RSSD 790972 → 419675 · code 1
2012-08-21RSSD 2718420 → 419675 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.