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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Dewitt, IA · FDIC certificate #19716
FIRST CENTRAL STATE BANK is an FDIC-insured institution based in Dewitt, IA (FDIC certificate #19716). In its Q3 2026 Call Report it reported total assets of $751M, total deposits of $580M and net loans of $494M. Its primary federal regulator is FDIC.
Reported facts
FIRST CENTRAL STATE BANK (FDIC certificate #19716) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $751M |
|---|---|
| Total deposits | $580M |
| Net loans and leases | $494M |
| Return on assets | 1.44% |
| Return on equity | 11.56% |
| Net interest margin | 3.61% |
| Quarterly asset change | -2.76% |
| Quarterly deposit change | -2.66% |
Plain-language readout
FIRST CENTRAL STATE BANK in Dewitt, IA reported total assets of $751M, total deposits of $580M and net loans of $494M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.44%, a return on equity of 11.56%, a net interest margin of 3.61%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $751M | $580M | $494M | 1.44% | 11.56% | 3.61% |
| Q2 2026 | $772M | $595M | $491M | 1.43% | 11.44% | 3.57% |
| Q1 2026 | $784M | $608M | $484M | 1.41% | 11.44% | 3.50% |
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