FIRST CITIZENS BANK

FDIC #4433 · IA · period 20260630

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Total assets1,205,732-2.52% YoY

Total deposits949,448-4.79% YoY

Net loans and leases731,829-4.16% YoY

Return on assets1.48%+7.82% YoY

Return on equity12.58%+5.10% YoY

Net interest margin3.02%+1.82% YoY

Peer position

Return on assets91ststrength · n=902

Return on equity87thstrength · n=894

Net interest margin39thin line · n=902

Equity to assets67thin line · n=894

Noncurrent loans82ndstrength · n=887

Liquid assets59thin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits60thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,205,732	949,448	731,829	1.48	12.58	3.02
2016-06-30	1,203,109	937,880	764,249	1.50	12.64	3.03
2016-09-30	1,248,001	998,796	756,279	1.48	12.51	3.01
2016-12-31	1,238,947	996,174	744,562	1.46	12.42	3.00
2017-03-31	1,236,873	997,257	763,567	1.37	11.97	2.96
2017-06-30	1,210,917	972,994	781,700	1.39	11.95	3.03
2017-09-30	1,218,250	1,027,548	785,534	1.48	12.56	3.12
2017-12-31	1,255,748	1,045,285	832,668	1.49	12.72	3.15
2018-03-31	1,262,209	1,058,712	851,175	1.73	14.99	3.33
2018-06-30	1,257,085	1,040,695	851,555	1.72	14.91	3.32
2018-09-30	1,252,663	1,072,997	848,715	1.65	14.27	3.31
2018-12-31	1,254,163	1,069,290	847,703	1.63	13.97	3.30
2019-03-31	1,278,586	1,088,594	861,148	1.55	12.79	3.27
2019-06-30	1,262,329	1,068,212	870,319	1.55	12.55	3.30
2019-09-30	1,276,920	1,077,856	876,980	1.60	12.87	3.34
2019-12-31	1,291,799	1,093,834	897,432	1.59	12.75	3.34
2020-03-31	1,316,902	1,119,338	920,393	1.51	11.99	3.34
2020-06-30	1,453,060	1,210,786	982,190	1.77	14.27	3.32
2020-09-30	1,497,167	1,253,229	972,022	1.80	14.60	3.23
2020-12-31	1,531,661	1,312,401	980,948	1.74	14.24	3.15
2021-03-31	1,583,950	1,369,117	966,616	1.81	15.44	2.90
2021-06-30	1,559,776	1,344,241	936,691	1.66	14.09	2.86
2021-09-30	1,563,939	1,366,340	937,456	1.65	13.88	2.89
2021-12-31	1,583,004	1,385,986	975,194	1.61	13.56	2.88
2022-03-31	1,613,998	1,433,569	980,758	1.72	15.34	3.05
2022-06-30	1,586,762	1,416,250	1,012,469	1.72	15.79	3.03
2022-09-30	1,581,358	1,418,498	1,084,753	1.69	16.02	3.04
2022-12-31	1,608,286	1,442,803	1,102,362	1.55	14.94	2.98
2023-03-31	1,634,975	1,458,622	1,106,410	1.38	14.04	2.71
2023-06-30	1,624,101	1,422,290	1,152,772	1.34	13.55	2.76
2023-09-30	1,699,151	1,526,217	1,205,890	1.37	14.14	2.76
2023-12-31	1,723,539	1,520,536	1,245,704	1.34	13.73	2.73
2024-03-31	1,764,829	1,581,824	1,263,040	1.12	11.59	2.55
2024-06-30	1,788,675	1,601,910	1,312,159	1.20	12.44	2.64
2024-09-30	1,864,064	1,663,439	1,327,106	1.33	13.70	2.67
2024-12-31	1,846,963	1,652,560	1,331,865	1.33	13.74	2.77
2025-03-31	1,879,281	1,677,871	1,350,670	1.58	16.24	2.94
2025-06-30	1,826,027	1,625,642	1,351,724	1.55	15.68	3.07
2025-09-30	1,905,697	1,694,275	1,329,044	1.46	14.69	3.10
2025-12-31	1,830,219	1,610,524	1,322,793	1.66	16.28	3.16
2026-03-31	1,822,778	1,599,511	1,329,280	1.92	17.15	3.39
2026-06-30	1,797,291	1,576,073	1,310,533	2.09	18.57	3.54

Structure and branch footprint

7 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2014-07-01	1	705958	186744
2013-01-01	1	2479477	186744
1994-12-05	1	206044	186744
1994-12-05	1	277147	186744
1994-12-05	1	758141	186744
1987-10-09	1	894142	186744

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.