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Regulatory profile
Mason City, IA · FDIC certificate #4433 · RSSD 186744
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.8B | $1.6B | $1.3B | 2.09% | 18.57% | 3.54% |
| 2026-03-31 | $1.8B | $1.6B | $1.3B | 1.92% | 17.15% | 3.39% |
| 2025-12-31 | $1.8B | $1.6B | $1.3B | 1.66% | 16.28% | 3.16% |
| 2025-09-30 | $1.9B | $1.7B | $1.3B | 1.46% | 14.69% | 3.10% |
| 2025-06-30 | $1.8B | $1.6B | $1.4B | 1.55% | 15.68% | 3.07% |
| 2025-03-31 | $1.9B | $1.7B | $1.4B | 1.58% | 16.24% | 2.94% |
| 2024-12-31 | $1.8B | $1.7B | $1.3B | 1.33% | 13.74% | 2.77% |
| 2024-09-30 | $1.9B | $1.7B | $1.3B | 1.33% | 13.70% | 2.67% |
| 2024-06-30 | $1.8B | $1.6B | $1.3B | 1.20% | 12.44% | 2.64% |
| 2024-03-31 | $1.8B | $1.6B | $1.3B | 1.12% | 11.59% | 2.55% |
| 2023-12-31 | $1.7B | $1.5B | $1.2B | 1.34% | 13.73% | 2.73% |
| 2023-09-30 | $1.7B | $1.5B | $1.2B | 1.37% | 14.14% | 2.76% |
| 2023-06-30 | $1.6B | $1.4B | $1.2B | 1.34% | 13.55% | 2.76% |
| 2023-03-31 | $1.6B | $1.5B | $1.1B | 1.38% | 14.04% | 2.71% |
| 2022-12-31 | $1.6B | $1.4B | $1.1B | 1.55% | 14.94% | 2.98% |
| 2022-09-30 | $1.6B | $1.4B | $1.1B | 1.69% | 16.02% | 3.04% |
| 2022-06-30 | $1.6B | $1.4B | $1.0B | 1.72% | 15.79% | 3.03% |
| 2022-03-31 | $1.6B | $1.4B | $1.0B | 1.72% | 15.34% | 3.05% |
| 2021-12-31 | $1.6B | $1.4B | $1.0B | 1.61% | 13.56% | 2.88% |
| 2021-09-30 | $1.6B | $1.4B | $0.9B | 1.65% | 13.88% | 2.89% |
| 2021-06-30 | $1.6B | $1.3B | $0.9B | 1.66% | 14.09% | 2.86% |
| 2021-03-31 | $1.6B | $1.4B | $1.0B | 1.81% | 15.44% | 2.90% |
| 2020-12-31 | $1.5B | $1.3B | $1.0B | 1.74% | 14.24% | 3.15% |
| 2020-09-30 | $1.5B | $1.3B | $1.0B | 1.80% | 14.60% | 3.23% |
| 2020-06-30 | $1.5B | $1.2B | $1.0B | 1.77% | 14.27% | 3.32% |
| 2020-03-31 | $1.3B | $1.1B | $0.9B | 1.51% | 11.99% | 3.34% |
| 2019-12-31 | $1.3B | $1.1B | $0.9B | 1.59% | 12.75% | 3.34% |
| 2019-09-30 | $1.3B | $1.1B | $0.9B | 1.60% | 12.87% | 3.34% |
| 2019-06-30 | $1.3B | $1.1B | $0.9B | 1.55% | 12.55% | 3.30% |
| 2019-03-31 | $1.3B | $1.1B | $0.9B | 1.55% | 12.79% | 3.27% |
| 2018-12-31 | $1.3B | $1.1B | $0.8B | 1.63% | 13.97% | 3.30% |
| 2018-09-30 | $1.3B | $1.1B | $0.8B | 1.65% | 14.27% | 3.31% |
| 2018-06-30 | $1.3B | $1.0B | $0.9B | 1.72% | 14.91% | 3.32% |
| 2018-03-31 | $1.3B | $1.1B | $0.9B | 1.73% | 14.99% | 3.33% |
| 2017-12-31 | $1.3B | $1.0B | $0.8B | 1.49% | 12.72% | 3.15% |
| 2017-09-30 | $1.2B | $1.0B | $0.8B | 1.48% | 12.56% | 3.12% |
| 2017-06-30 | $1.2B | $1.0B | $0.8B | 1.39% | 11.95% | 3.03% |
| 2017-03-31 | $1.2B | $1.0B | $0.8B | 1.37% | 11.97% | 2.96% |
| 2016-12-31 | $1.2B | $1.0B | $0.7B | 1.46% | 12.42% | 3.00% |
| 2016-09-30 | $1.2B | $1.0B | $0.8B | 1.48% | 12.51% | 3.01% |
| 2016-06-30 | $1.2B | $0.9B | $0.8B | 1.50% | 12.64% | 3.03% |
| 2016-03-31 | $1.2B | $0.9B | $0.7B | 1.48% | 12.58% | 3.02% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1203509 · 1994-12-01 to current
Unmatched RSSD entityRSSD 1203509 · 1984-12-31 to 1994-11-30
Unmatched RSSD entityRSSD 1203509 · 1981-12-31 to 1984-12-30
Unmatched RSSD entityRSSD 1203509 · 1980-12-31 to 1981-12-30
Unmatched RSSD entityRSSD 1203509 · 1979-04-16 to 1980-12-30
2014-07-01RSSD 705958 → 186744 · code 1
2013-01-01RSSD 2479477 → 186744 · code 1
1994-12-05RSSD 758141 → 186744 · code 1
1994-12-05RSSD 277147 → 186744 · code 1
1994-12-05RSSD 206044 → 186744 · code 1
1987-10-09RSSD 894142 → 186744 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.