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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Dunn, NC · FDIC certificate #31077
FIRST FEDERAL BANK is an FDIC-insured institution based in Dunn, NC (FDIC certificate #31077). In its Q3 2026 Call Report it reported total assets of $275M, total deposits of $251M and net loans of $202M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST FEDERAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $251M |
|---|---|
| Net loans and leases | $202M |
Plain-language readout
FIRST FEDERAL BANK in Dunn, NC funds its loans with $251M of deposits and holds $202M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST FEDERAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 80.41% in Q3 2026, against 80.47% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $202M | $251M | 80.41% |
| Q2 2026 | $201M | $251M | 80.20% |
| Q1 2026 | $199M | $248M | 80.47% |