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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 8,175,885 | 6,226,907 | 5,466,246 | 1.10 | 10.62 | 3.71 |
| 2016-06-30 | 8,288,888 | 6,172,433 | 5,655,000 | 1.12 | 10.70 | 3.71 |
| 2016-09-30 | 8,352,722 | 6,395,897 | 5,749,307 | 1.16 | 10.97 | 3.73 |
| 2016-12-31 | 8,422,140 | 6,585,067 | 5,712,656 | 1.18 | 11.13 | 3.74 |
| 2017-03-31 | 8,518,188 | 6,585,615 | 5,705,412 | 1.24 | 11.44 | 3.68 |
| 2017-06-30 | 8,691,450 | 6,526,378 | 5,830,831 | 1.21 | 11.20 | 3.64 |
| 2017-09-30 | 8,758,567 | 6,792,234 | 5,938,969 | 1.22 | 11.30 | 3.64 |
| 2017-12-31 | 8,870,181 | 6,952,759 | 5,970,664 | 1.24 | 11.41 | 3.70 |
| 2018-03-31 | 8,881,540 | 7,064,760 | 6,055,689 | 1.53 | 13.91 | 3.84 |
| 2018-06-30 | 13,847,138 | 10,173,063 | 8,846,326 | 1.47 | 11.61 | 4.35 |
| 2018-09-30 | 13,770,524 | 9,837,845 | 8,802,938 | 1.55 | 11.66 | 4.39 |
| 2018-12-31 | 13,914,274 | 10,227,990 | 8,772,044 | 1.61 | 11.75 | 4.40 |
| 2019-03-31 | 13,997,427 | 10,242,610 | 8,760,696 | 1.45 | 9.65 | 4.11 |
| 2019-06-30 | 14,361,078 | 10,223,593 | 8,939,481 | 1.52 | 10.16 | 4.09 |
| 2019-09-30 | 14,409,494 | 10,129,284 | 9,030,654 | 1.52 | 10.01 | 4.09 |
| 2019-12-31 | 14,434,311 | 10,268,768 | 9,157,695 | 1.51 | 9.83 | 4.06 |
| 2020-03-31 | 14,986,621 | 10,712,509 | 9,191,268 | 0.90 | 5.90 | 3.80 |
| 2020-06-30 | 15,800,578 | 11,932,539 | 10,067,000 | 1.00 | 6.72 | 3.69 |
| 2020-09-30 | 15,851,307 | 11,770,300 | 10,101,273 | 1.06 | 7.22 | 3.64 |
| 2020-12-31 | 15,898,051 | 12,408,670 | 9,766,394 | 1.14 | 7.72 | 3.66 |
| 2021-03-31 | 16,098,840 | 12,808,740 | 9,798,636 | 1.32 | 9.03 | 3.48 |
| 2021-06-30 | 15,955,912 | 12,643,839 | 9,383,466 | 1.36 | 9.28 | 3.48 |
| 2021-09-30 | 15,872,097 | 12,776,353 | 9,245,864 | 1.46 | 9.88 | 3.48 |
| 2021-12-31 | 16,244,199 | 12,926,899 | 9,185,789 | 1.42 | 9.59 | 3.45 |
| 2022-03-31 | 15,925,788 | 12,875,511 | 9,130,157 | 1.16 | 7.88 | 3.25 |
| 2022-06-30 | 16,155,541 | 12,345,980 | 9,324,576 | 1.29 | 8.96 | 3.41 |
| 2022-09-30 | 16,530,948 | 12,422,228 | 9,684,023 | 1.36 | 9.73 | 3.67 |
| 2022-12-31 | 16,915,645 | 12,798,587 | 10,173,912 | 1.48 | 10.77 | 3.91 |
| 2023-03-31 | 16,856,740 | 12,776,260 | 10,338,935 | 1.85 | 14.27 | 4.66 |
| 2023-06-30 | 17,006,594 | 12,908,451 | 10,416,830 | 1.79 | 13.70 | 4.63 |
| 2023-09-30 | 16,976,582 | 13,040,873 | 10,514,009 | 1.75 | 13.39 | 4.60 |
| 2023-12-31 | 17,459,008 | 13,503,078 | 10,800,957 | 1.67 | 12.73 | 4.53 |
| 2024-03-31 | 17,525,195 | 13,616,628 | 11,072,380 | 1.36 | 10.22 | 4.16 |
| 2024-06-30 | 18,092,608 | 13,842,539 | 11,381,930 | 1.44 | 10.93 | 4.18 |
| 2024-09-30 | 18,072,295 | 14,150,314 | 11,406,926 | 1.40 | 10.56 | 4.19 |
| 2024-12-31 | 18,480,378 | 14,553,326 | 11,618,168 | 1.45 | 10.92 | 4.17 |
| 2025-03-31 | 18,340,467 | 14,436,329 | 11,586,575 | 1.28 | 9.70 | 3.94 |
| 2025-06-30 | 18,535,850 | 14,628,614 | 11,654,178 | 1.48 | 11.13 | 4.06 |
| 2025-09-30 | 18,457,048 | 14,610,336 | 11,574,101 | 1.57 | 11.70 | 4.12 |
| 2025-12-31 | 20,985,843 | 16,764,129 | 13,254,535 | 1.53 | 11.49 | 4.13 |
| 2026-03-31 | 22,686,655 | 18,131,069 | 13,329,405 | 1.55 | 11.88 | 4.23 |
| 2026-06-30 | 22,351,293 | 17,801,476 | 13,578,127 | 1.56 | 11.86 | 4.20 |
165 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-01 | 1 | 454676 | 165628 |
| 2025-11-01 | 1 | 2986407 | 165628 |
| 2018-04-01 | 1 | 623445 | 165628 |
| 2014-08-22 | 1 | 476070 | 165628 |
| 2014-08-08 | 1 | 3444566 | 165628 |
| 2014-08-08 | 1 | 3441480 | 165628 |
| 2009-09-19 | 50 | 2967303 | 165628 |
| 2009-09-19 | 50 | 130943 | 165628 |
| 2009-08-01 | 50 | 908571 | 165628 |
| 2005-09-16 | 1 | 2819671 | 165628 |
| 2005-08-20 | 1 | 244345 | 165628 |
| 2005-08-20 | 1 | 820310 | 165628 |
| 2005-03-19 | 1 | 8547 | 165628 |
| 2002-07-19 | 1 | 815213 | 165628 |
| 2000-07-21 | 1 | 245379 | 165628 |
| 1984-02-01 | 1 | 971128 | 165628 |
| 1982-12-31 | 1 | 945213 | 165628 |
| 1980-07-01 | 1 | 598020 | 165628 |
| 1961-10-23 | 1 | 505822 | 165628 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.