Banks/FDIC #6600

Regulatory profile

FIRST FINANCIAL BANK

Cincinnati, OH · FDIC certificate #6600 · RSSD 165628

History available42 quarters2016-03-31 to 2026-03-31

Legal statusActive

Primary regulatorFED

CharterSM

Peer cohortassets 10b 50b

Locations165

Current parentFIRST FINANCIAL BANCORP

Performance workbook

Trend, change and peer context in one table

Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.

Peer interpretation

Strengths and opportunities

$10B–$50B asset cohort · 112 institutions

strengthReturn on assets72thfavorable percentile · n=112

in lineReturn on equity63thfavorable percentile · n=108

strengthNet interest margin80thfavorable percentile · n=112

strengthEquity to assets79thfavorable percentile · n=108

in lineNoncurrent loans47thfavorable percentile · n=106

in lineLiquid assets63thfavorable percentile · n=108

in lineBrokered deposits32thfavorable percentile · n=107

strengthLoans to deposits77thfavorable percentile · n=107

Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.

Reported performance

Current filing

Total assets$22.4B-1.48% QoQ

Total deposits$17.8B-1.82% QoQ

Net loans$13.6B+1.87% QoQ

Return on assets1.56%Current filing

Return on equity11.86%Current filing

Net interest margin4.20%Current filing

Equity to assets13.38%Detailed Call Report

Common equity tier 112.77%Detailed Call Report

Noncurrent loans0.70%Detailed Call Report

Liquid assets24.87%Detailed Call Report

Brokered deposits6.93%Detailed Call Report

Loans to deposits77.34%Detailed Call Report

Available as you continuePortfolio composition and exposure

Available as you continuePortfolio ratio trends

Available as you continueDeposit driver bridge

Available as you continueCall Report schedule explorer

Available as you continueBranch and geographic intelligence

Available as you continueWorkforce and branch productivity

Period-matched peer context

assets 10b 50b

Percentiles use 107 verified constituents for the same filing period.

Brokered deposit ratio69thMedian 0.032 · n=107

Common equity tier 1 ratio40thMedian 0.130 · n=108

Commercial real-estate loans to total loans34thMedian 0.424 · n=106

Derivative fair value to assets100thMedian 0.002 · n=22

Efficiency ratio56thMedian 0.564 · n=108

Equity to assets79thMedian 0.117 · n=108

Liquid assets ratio63thMedian 0.224 · n=108

Loan to deposit ratio24thMedian 0.870 · n=107

Ten-year database

Quarterly observations

Available as you continueTRACE historical research workbench

Quarter	Assets	Deposits	Net loans	ROA	ROE	NIM
2026-06-30	$22.4B	$17.8B	$13.6B	1.56%	11.86%	4.20%
2026-03-31	$22.7B	$18.1B	$13.3B	1.55%	11.88%	4.23%
2025-12-31	$21.0B	$16.8B	$13.3B	1.53%	11.49%	4.13%
2025-09-30	$18.5B	$14.6B	$11.6B	1.57%	11.70%	4.12%
2025-06-30	$18.5B	$14.6B	$11.7B	1.48%	11.13%	4.06%
2025-03-31	$18.3B	$14.4B	$11.6B	1.28%	9.70%	3.94%
2024-12-31	$18.5B	$14.6B	$11.6B	1.45%	10.92%	4.17%
2024-09-30	$18.1B	$14.2B	$11.4B	1.40%	10.56%	4.19%
2024-06-30	$18.1B	$13.8B	$11.4B	1.44%	10.93%	4.18%
2024-03-31	$17.5B	$13.6B	$11.1B	1.36%	10.22%	4.16%
2023-12-31	$17.5B	$13.5B	$10.8B	1.67%	12.73%	4.53%
2023-09-30	$17.0B	$13.0B	$10.5B	1.75%	13.39%	4.60%
2023-06-30	$17.0B	$12.9B	$10.4B	1.79%	13.70%	4.63%
2023-03-31	$16.9B	$12.8B	$10.3B	1.85%	14.27%	4.66%
2022-12-31	$16.9B	$12.8B	$10.2B	1.48%	10.77%	3.91%
2022-09-30	$16.5B	$12.4B	$9.7B	1.36%	9.73%	3.67%
2022-06-30	$16.2B	$12.3B	$9.3B	1.29%	8.96%	3.41%
2022-03-31	$15.9B	$12.9B	$9.1B	1.16%	7.88%	3.25%
2021-12-31	$16.2B	$12.9B	$9.2B	1.42%	9.59%	3.45%
2021-09-30	$15.9B	$12.8B	$9.2B	1.46%	9.88%	3.48%
2021-06-30	$16.0B	$12.6B	$9.4B	1.36%	9.28%	3.48%
2021-03-31	$16.1B	$12.8B	$9.8B	1.32%	9.03%	3.48%
2020-12-31	$15.9B	$12.4B	$9.8B	1.14%	7.72%	3.66%
2020-09-30	$15.9B	$11.8B	$10.1B	1.06%	7.22%	3.64%
2020-06-30	$15.8B	$11.9B	$10.1B	1.00%	6.72%	3.69%
2020-03-31	$15.0B	$10.7B	$9.2B	0.90%	5.90%	3.80%
2019-12-31	$14.4B	$10.3B	$9.2B	1.51%	9.83%	4.06%
2019-09-30	$14.4B	$10.1B	$9.0B	1.52%	10.01%	4.09%
2019-06-30	$14.4B	$10.2B	$8.9B	1.52%	10.16%	4.09%
2019-03-31	$14.0B	$10.2B	$8.8B	1.45%	9.65%	4.11%
2018-12-31	$13.9B	$10.2B	$8.8B	1.61%	11.75%	4.40%
2018-09-30	$13.8B	$9.8B	$8.8B	1.55%	11.66%	4.39%
2018-06-30	$13.8B	$10.2B	$8.8B	1.47%	11.61%	4.35%
2018-03-31	$8.9B	$7.1B	$6.1B	1.53%	13.91%	3.84%
2017-12-31	$8.9B	$7.0B	$6.0B	1.24%	11.41%	3.70%
2017-09-30	$8.8B	$6.8B	$5.9B	1.22%	11.30%	3.64%
2017-06-30	$8.7B	$6.5B	$5.8B	1.21%	11.20%	3.64%
2017-03-31	$8.5B	$6.6B	$5.7B	1.24%	11.44%	3.68%
2016-12-31	$8.4B	$6.6B	$5.7B	1.18%	11.13%	3.74%
2016-09-30	$8.4B	$6.4B	$5.7B	1.16%	10.97%	3.73%
2016-06-30	$8.3B	$6.2B	$5.7B	1.12%	10.70%	3.71%
2016-03-31	$8.2B	$6.2B	$5.5B	1.10%	10.62%	3.71%

Ownership, transformations and revisions

Entity history

NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.

Parent relationships

FIRST FINANCIAL BANCORPRSSD 1071276 · 1983-04-29 to current

Transformations

2026-01-01RSSD 454676 → 165628 · code 1

2025-11-01RSSD 2986407 → 165628 · code 1

2018-04-01RSSD 623445 → 165628 · code 1

2014-08-22RSSD 476070 → 165628 · code 1

2014-08-08RSSD 3444566 → 165628 · code 1

2014-08-08RSSD 3441480 → 165628 · code 1

Reviewed revisions

No reviewed revisions published.

Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗

Put it in context

Compare and investigate

Use consistent definitions, then verify material findings against the official filing.

Compare →Download Board tearsheet

Quarter

Assets

Deposits

Net loans

ROA

ROE

NIM

2026-06-30

$22.4B

$17.8B

$13.6B

1.56%

11.86%

4.20%

2026-03-31

$22.7B

$18.1B

$13.3B

1.55%

11.88%

4.23%

2025-12-31

$21.0B

$16.8B

$13.3B

1.53%

11.49%

4.13%

2025-09-30

$18.5B

$14.6B

$11.6B

1.57%

11.70%

4.12%

2025-06-30

$18.5B

$14.6B

$11.7B

1.48%

11.13%

4.06%

2025-03-31

$18.3B

$14.4B

$11.6B

1.28%

9.70%

3.94%

2024-12-31

$18.5B

$14.6B

$11.6B

1.45%

10.92%

4.17%

2024-09-30

$18.1B

$14.2B

$11.4B

1.40%

10.56%

4.19%

2024-06-30

$18.1B

$13.8B

$11.4B

1.44%

10.93%

4.18%

2024-03-31

$17.5B

$13.6B

$11.1B

1.36%

10.22%

4.16%

2023-12-31

$17.5B

$13.5B

$10.8B

1.67%

12.73%

4.53%

2023-09-30

$17.0B

$13.0B

$10.5B

1.75%

13.39%

4.60%

2023-06-30

$17.0B

$12.9B

$10.4B

1.79%

13.70%

4.63%

2023-03-31

$16.9B

$12.8B

$10.3B

1.85%

14.27%

4.66%

2022-12-31

$16.9B

$12.8B

$10.2B

1.48%

10.77%

3.91%

2022-09-30

$16.5B

$12.4B

$9.7B

1.36%

9.73%

3.67%

2022-06-30

$16.2B

$12.3B

$9.3B

1.29%

8.96%

3.41%

2022-03-31

$15.9B

$12.9B

$9.1B

1.16%

7.88%

3.25%

2021-12-31

$16.2B

$12.9B

$9.2B

1.42%

9.59%

3.45%

2021-09-30

$15.9B

$12.8B

$9.2B

1.46%

9.88%

3.48%

2021-06-30

$16.0B

$12.6B

$9.4B

1.36%

9.28%

3.48%

2021-03-31

$16.1B

$12.8B

$9.8B

1.32%

9.03%

3.48%

2020-12-31

$15.9B

$12.4B

$9.8B

1.14%

7.72%

3.66%

2020-09-30

$15.9B

$11.8B

$10.1B

1.06%

7.22%

3.64%

2020-06-30

$15.8B

$11.9B

$10.1B

1.00%

6.72%

3.69%

2020-03-31

$15.0B

$10.7B

$9.2B

0.90%

5.90%

3.80%

2019-12-31

$14.4B

$10.3B

$9.2B

1.51%

9.83%

4.06%

2019-09-30

$14.4B

$10.1B

$9.0B

1.52%

10.01%

4.09%

2019-06-30

$14.4B

$10.2B

$8.9B

1.52%

10.16%

4.09%

2019-03-31

$14.0B

$10.2B

$8.8B

1.45%

9.65%

4.11%

2018-12-31

$13.9B

$10.2B

$8.8B

1.61%

11.75%

4.40%

2018-09-30

$13.8B

$9.8B

$8.8B

1.55%

11.66%

4.39%

2018-06-30

$13.8B

$10.2B

$8.8B

1.47%

11.61%

4.35%

2018-03-31

$8.9B

$7.1B

$6.1B

1.53%

13.91%

3.84%

2017-12-31

$8.9B

$7.0B

$6.0B

1.24%

11.41%

3.70%

2017-09-30

$8.8B

$6.8B

$5.9B

1.22%

11.30%

3.64%

2017-06-30

$8.7B

$6.5B

$5.8B

1.21%

11.20%

3.64%

2017-03-31

$8.5B

$6.6B

$5.7B

1.24%

11.44%

3.68%

2016-12-31

$8.4B

$6.6B

$5.7B

1.18%

11.13%

3.74%

2016-09-30

$8.4B

$6.4B

$5.7B

1.16%

10.97%

3.73%

2016-06-30

$8.3B

$6.2B

$5.7B

1.12%

10.70%

3.71%

2016-03-31

$8.2B

$6.2B

$5.5B

1.10%

10.62%

3.71%