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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Middletown, NY · FDIC certificate #28712
FIRST FS OF MIDDLETOWN is an FDIC-insured institution based in Middletown, NY (FDIC certificate #28712). In its Q3 2026 Call Report it reported total assets of $190M, total deposits of $113M and net loans of $167M. Its primary federal regulator is OCC.
Reported facts
FIRST FS OF MIDDLETOWN (FDIC certificate #28712) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $190M |
|---|---|
| Total deposits | $113M |
| Net loans and leases | $167M |
| Return on assets | 1.93% |
| Return on equity | 5.27% |
| Net interest margin | 5.18% |
| Quarterly asset change | 1.02% |
| Quarterly deposit change | 0.62% |
Plain-language readout
FIRST FS OF MIDDLETOWN in Middletown, NY reported total assets of $190M, total deposits of $113M and net loans of $167M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.93%, a return on equity of 5.27%, a net interest margin of 5.18%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $190M | $113M | $167M | 1.93% | 5.27% | 5.18% |
| Q2 2026 | $188M | $112M | $149M | 1.86% | 5.08% | 5.13% |
| Q1 2026 | $186M | $111M | $150M | 2.08% | 5.68% | 5.13% |
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