Regulatory profile
Lincolnton, NC · FDIC certificate #30315
FIRST FSB OF LINCOLNTON is an FDIC-insured institution based in Lincolnton, NC (FDIC certificate #30315). In its Q3 2026 Call Report it reported total assets of $472M, total deposits of $387M and net loans of $353M. Its primary federal regulator is OCC.
Plain-language readout
No period-matched peer percentiles are published for FIRST FSB OF LINCOLNTON in Q3 2026, so no peer position is inferred.
Peer history below covers 3 quarters of FIRST FSB OF LINCOLNTON's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.
Peer interpretation
Under $1B asset cohort · 3148 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.