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Regulatory profile
Watford City, ND · FDIC certificate #10248 · RSSD 236153
FIRST INTERNATIONAL B&T is an FDIC-insured institution based in Watford City, ND (FDIC certificate #10248). In its Q2 2026 Call Report it reported total assets of $6.2B, total deposits of $5.5B and net loans of $4.9B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST INTERNATIONAL B&T from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 10.68% |
|---|---|
| Equity to assets | 8.38% |
| Noncurrent loans ratio | 1.54% |
| Nonaccrual loans ratio | 1.54% |
| Loan to deposit ratio | 91.33% |
| Liquid assets ratio | 15.25% |
| Brokered deposit ratio | 0.12% |
| Total deposits | $5.5B |
| Net loans and leases | $4.9B |