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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Hoisington, KS · FDIC certificate #18474
FIRST KANSAS BANK is an FDIC-insured institution based in Hoisington, KS (FDIC certificate #18474). In its Q3 2026 Call Report it reported total assets of $294M, total deposits of $275M and net loans of $135M. Its primary federal regulator is FDIC.
Plain-language readout
FIRST KANSAS BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $294M in Q2 2026 and were lowest at $291M in Q1 2026.
Total deposits were highest at $275M in Q2 2026 and lowest at $273M in Q1 2026.
Over the whole period total assets rose 0.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $294M | $275M | $135M | 1.70% | 29.15% | 3.10% |
| Q2 2026 | $294M | $275M | $133M | 1.67% | 27.02% | 3.04% |
| Q1 2026 | $291M | $273M | $131M | 1.70% | 27.65% | 2.97% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $8.7M | $11.2M | -$2.5M | -22.0% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $147.6M | $143.6M | +$4.0M | +2.8% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $132.5M | $130.8M | +$1.8M | +1.3% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $3.0M | $3.0M | -$27K | -0.9% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $2.5M | $2.7M | -$152K | -5.6% |
| Total assets | $294.4M | $291.2M | +$3.1M | +1.1% |
| Liabilities | ||||
| Total deposits | $275.2M | $272.6M | +$2.6M | +1.0% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $629K | $618K | +$11K | +1.8% |
| Total liabilities | $275.9M | $273.3M | +$2.6M | +1.0% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $150K | $150K | $0K | 0.0% |
| Surplus | $4.4M | $4.4M | $0K | 0.0% |
| Retained earnings | $20.0M | $20.2M | -$187K | -0.9% |
| Accumulated other comprehensive income | -$6.1M | -$6.8M | +$681K | +10.1% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $18.5M | $18.0M | +$494K | +2.7% |
| Credit and capital | ||||
| Gross nonperforming assets | $0K | $0K | $0K | n/a |
| Adjusted nonperforming assets | $0K | $0K | $0K | n/a |
| Tangible equity plus allowance | $20.6M | $20.0M | +$518K | +2.6% |
| Texas ratio (gross) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.00% | 0.00% | 0.00 pts | See points |
| Tier 1 capital to risk-weighted assets | 18.32% | 19.58% | -1.26 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 18.32% | 19.58% | -1.26 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.25% | 1.25% | -0.00 pts | See points |
| Total risk-based capital to risk-weighted assets | 19.57% | 20.83% | -1.26 pts | See points |
| Tier 1 leverage (approximate) | 8.35% | 8.37% | -0.02 pts | See points |
| Construction and land loans to total capital | 8.01% | 4.19% | +3.82 pts | See points |
| Commercial real estate to total capital | 29.07% | 25.14% | +3.93 pts | See points |
| Dividend payout, year to date | 56.73% | 0.00% | +56.73 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -25.51% | -28.05% | +2.54 pts | See points |
| Liquidity | ||||
| Core deposits | $208.6M | $211.9M | -$3.3M | -1.6% |
| Non-core funding | $66.6M | $60.7M | +$5.9M | +9.7% |
| Loans to core deposits | 64.51% | 62.67% | +1.85 pts | See points |
| Loans to deposits | 48.90% | 48.71% | +0.19 pts | See points |
| Brokered deposits share of deposits | 3.62% | 3.65% | -0.03 pts | See points |
| Pledged securities share of securities | 66.58% | 72.45% | -5.87 pts | See points |
| Loans pledged, share of loans | 37.63% | 37.84% | -0.21 pts | See points |
| Volatile liabilities | $66.6M | $60.7M | +$5.9M | +9.7% |
| Earnings | ||||
| Earnings before provision, year to date | $2.4M | $1.2M | +$1.2M | +105.0% |
| Earnings before provision, single quarter | $1.2M | $1.2M | +$60K | +5.0% |
| Provision for credit losses, year to date | $53K | $23K | +$30K | +130.4% |
| Yield and cost | ||||
| Yield on loans and leases | 5.39% | 5.33% | +0.06 pts | See points |
| Yield on interest-bearing balances due from banks | 3.73% | 3.59% | +0.14 pts | See points |
| Total interest income to average assets | 4.38% | 4.25% | +0.13 pts | See points |
| Cost of interest-bearing transaction accounts | 0.50% | 0.62% | -0.12 pts | See points |
| Cost of savings and money market deposits | 1.21% | 1.28% | -0.06 pts | See points |
| Cost of time deposits | 3.41% | 3.43% | -0.03 pts | See points |
| Total interest expense to average assets | 1.38% | 1.38% | +0.01 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $294M | $275M | $135M | 1.70% | 29.15% | 3.10% |
| 2026-06-30 | $294M | $275M | $133M | 1.67% | 27.02% | 3.04% |
| 2026-03-31 | $291M | $273M | $131M | 1.70% | 27.65% | 2.97% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| KS | $255M | 0.25% | 84 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.