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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #4365 · RSSD 17147
FIRST MERCHANTS BANK is an FDIC-insured institution (FDIC certificate #4365). In its Q2 2026 Call Report it reported total assets of $21.3B, total deposits of $16.8B and net loans of $15.4B. Its primary federal regulator is FDIC. Its current parent is FIRST MERCHANTS CORPORATION.
Reported facts
Deterministic ratios for FIRST MERCHANTS BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.50% |
|---|---|
| Equity to assets | 12.83% |
| Noncurrent loans ratio | 0.82% |
| Nonaccrual loans ratio | 0.76% |
| Loan to deposit ratio | 93.02% |
| Liquid assets ratio | 18.33% |
| Brokered deposit ratio | 7.48% |
| Total deposits | $16.8B |
| Net loans and leases | $15.4B |