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Regulatory profile
Muncie, IN · FDIC certificate #4365 · RSSD 17147
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$10B–$50B asset cohort · 112 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 107 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $21.3B | $16.8B | $15.4B | 0.78% | 6.04% | 3.40% |
| 2026-03-31 | $21.0B | $16.5B | $15.5B | 0.66% | 5.14% | 3.38% |
| 2025-12-31 | $19.0B | $15.3B | $13.6B | 1.27% | 9.95% | 3.21% |
| 2025-09-30 | $18.8B | $14.9B | $13.4B | 1.27% | 10.01% | 3.19% |
| 2025-06-30 | $18.6B | $14.9B | $13.1B | 1.27% | 10.03% | 3.19% |
| 2025-03-31 | $18.4B | $14.5B | $12.8B | 1.25% | 9.90% | 3.17% |
| 2024-12-31 | $18.3B | $14.6B | $12.7B | 1.16% | 9.33% | 3.20% |
| 2024-09-30 | $18.3B | $14.4B | $12.5B | 1.06% | 8.56% | 3.17% |
| 2024-06-30 | $18.3B | $14.6B | $12.5B | 1.03% | 8.31% | 3.15% |
| 2024-03-31 | $18.3B | $15.0B | $12.3B | 1.12% | 9.05% | 3.14% |
| 2023-12-31 | $18.3B | $14.9B | $12.3B | 1.31% | 10.77% | 3.41% |
| 2023-09-30 | $18.0B | $14.7B | $12.1B | 1.40% | 11.66% | 3.47% |
| 2023-06-30 | $18.0B | $14.7B | $12.1B | 1.45% | 12.01% | 3.53% |
| 2023-03-31 | $18.2B | $14.8B | $12.0B | 1.48% | 12.35% | 3.59% |
| 2022-12-31 | $17.9B | $14.4B | $11.8B | 1.39% | 11.87% | 3.47% |
| 2022-09-30 | $17.7B | $14.5B | $11.4B | 1.29% | 11.06% | 3.35% |
| 2022-06-30 | $17.8B | $14.6B | $11.2B | 1.14% | 9.71% | 3.20% |
| 2022-03-31 | $15.4B | $13.1B | $9.2B | 1.31% | 11.03% | 2.96% |
| 2021-12-31 | $15.4B | $12.9B | $9.1B | 1.45% | 11.44% | 3.11% |
| 2021-09-30 | $15.0B | $12.5B | $8.8B | 1.50% | 11.68% | 3.16% |
| 2021-06-30 | $14.9B | $12.3B | $8.9B | 1.51% | 11.62% | 3.17% |
| 2021-03-31 | $14.6B | $12.0B | $9.1B | 1.44% | 10.97% | 3.15% |
| 2020-12-31 | $14.0B | $11.4B | $9.1B | 1.18% | 8.44% | 3.25% |
| 2020-09-30 | $13.7B | $10.9B | $9.1B | 1.12% | 7.93% | 3.23% |
| 2020-06-30 | $13.8B | $11.0B | $9.2B | 1.11% | 7.79% | 3.28% |
| 2020-03-31 | $12.7B | $9.9B | $8.5B | 1.16% | 7.99% | 3.42% |
| 2019-12-31 | $12.4B | $10.0B | $8.4B | 1.58% | 10.94% | 3.67% |
| 2019-09-30 | $12.3B | $9.9B | $8.2B | 1.55% | 10.73% | 3.67% |
| 2019-06-30 | $10.7B | $8.4B | $7.4B | 1.65% | 11.42% | 3.79% |
| 2019-03-31 | $10.2B | $8.2B | $7.2B | 1.64% | 11.18% | 3.87% |
| 2018-12-31 | $9.9B | $7.8B | $7.1B | 1.74% | 11.76% | 4.05% |
| 2018-09-30 | $9.8B | $7.7B | $7.0B | 1.71% | 11.53% | 4.03% |
| 2018-06-30 | $9.7B | $7.5B | $7.0B | 1.67% | 11.20% | 3.99% |
| 2018-03-31 | $9.5B | $7.4B | $6.8B | 1.61% | 10.76% | 3.93% |
| 2017-12-31 | $9.4B | $7.2B | $6.7B | 1.27% | 8.81% | 3.95% |
| 2017-09-30 | $9.0B | $6.9B | $6.4B | 1.32% | 9.26% | 3.92% |
| 2017-06-30 | $7.8B | $6.0B | $5.5B | 1.35% | 9.80% | 3.87% |
| 2017-03-31 | $7.3B | $5.7B | $5.2B | 1.34% | 9.84% | 3.89% |
| 2016-12-31 | $7.2B | $5.6B | $5.1B | 1.24% | 8.98% | 3.81% |
| 2016-09-30 | $7.0B | $5.5B | $4.9B | 1.24% | 8.93% | 3.81% |
| 2016-06-30 | $6.9B | $5.4B | $4.7B | 1.20% | 8.61% | 3.79% |
| 2016-03-31 | $6.8B | $5.4B | $4.7B | 1.15% | 8.31% | 3.77% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
FIRST MERCHANTS CORPORATIONRSSD 1208559 · 1983-06-14 to current
2026-02-01RSSD 785473 → 17147 · code 1
2022-04-01RSSD 3612525 → 17147 · code 1
2019-09-01RSSD 364449 → 17147 · code 1
2017-07-15RSSD 435349 → 17147 · code 1
2017-05-20RSSD 2781152 → 17147 · code 1
2016-01-01RSSD 700672 → 17147 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.