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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Rotan, TX · FDIC certificate #34455
FIRST NATIONAL BANK is an FDIC-insured institution based in Rotan, TX (FDIC certificate #34455). In its Q3 2026 Call Report it reported total assets of $96M, total deposits of $90M and net loans of $42M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST NATIONAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $90M |
|---|---|
| Net loans and leases | $42M |
Plain-language readout
FIRST NATIONAL BANK in Rotan, TX funds its loans with $90M of deposits and holds $42M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST NATIONAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 46.53% in Q3 2026, against 40.67% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $42M | $90M | 46.53% |
| Q2 2026 | $40M | $90M | 43.78% |
| Q1 2026 | $37M | $92M | 40.67% |