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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-12-31 | 1,029,609 | 459,532 | 515,071 | 0.45 | 2.73 | 3.04 |
| 2021-03-31 | 1,023,389 | 444,236 | 513,766 | 0.81 | 5.41 | 2.52 |
| 2021-06-30 | 1,029,432 | 503,790 | 507,204 | 0.78 | 5.20 | 2.45 |
| 2021-09-30 | 1,127,900 | 507,745 | 508,673 | 0.81 | 5.47 | 2.40 |
| 2021-12-31 | 1,040,335 | 543,693 | 466,647 | 0.72 | 4.88 | 2.39 |
| 2022-03-31 | 1,056,396 | 467,784 | 467,098 | 0.92 | 6.09 | 2.23 |
| 2022-06-30 | 1,007,349 | 472,777 | 485,670 | 0.66 | 4.36 | 2.41 |
| 2023-12-31 | 1,044,044 | 331,777 | 707,903 | 0.34 | 2.20 | 3.25 |
| 2025-03-31 | 1,001,913 | 371,490 | 575,429 | 0.98 | 6.02 | 3.60 |
| 2025-12-31 | 1,067,690 | 451,600 | 530,804 | 0.89 | 5.38 | 3.61 |
| 2026-03-31 | 1,161,205 | 390,632 | 530,035 | 0.77 | 5.19 | 3.10 |
| 2026-06-30 | 982,970 | 383,899 | 527,236 | 0.82 | 5.29 | 3.30 |
5 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-09-25 | 1 | 190639 | 734538 |
| 2011-03-31 | 1 | 1451636 | 734538 |
| 2011-03-31 | 1 | 2951683 | 734538 |
| 2011-03-31 | 1 | 3278387 | 734538 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.