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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Baton Rouge, LA · FDIC certificate #25247 · RSSD 734538
FIRST NATIONAL BANKERS BANK is an FDIC-insured institution based in Baton Rouge, LA (FDIC certificate #25247). In its Q3 2026 Call Report it reported total assets of $1.1B, total deposits of $432M and net loans of $514M. Its primary federal regulator is OCC. Its current parent is FIRST NATIONAL BANKERS BANKSHARES, INC..
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FIRST NATIONAL BANKERS BANK is compared with 892 verified institutions in its asset cohort for Q3 2026. A percentile of 50 means the bank sits at the cohort median; higher means a larger value than most peers, which is better or worse depending on the metric.
Brokered deposits to domestic deposits: FIRST NATIONAL BANKERS BANK reported 0.000, in the 0.0th percentile of 892 peers, where the median is 0.020. Selected CRE loans to gross loans and leases: FIRST NATIONAL BANKERS BANK reported 0.721, in the 93.2th percentile of 854 peers, where the median is 0.471. Domestic secured CRE noncurrent ratio: FIRST NATIONAL BANKERS BANK reported 0.011, in the 74.7th percentile of 874 peers, where the median is 0.003. Deposit funding ratio: FIRST NATIONAL BANKERS BANK reported 0.336, in the 1.2th percentile of 905 peers, where the median is 0.854. Unadjusted YTD efficiency ratio: FIRST NATIONAL BANKERS BANK reported 0.818, in the 92.6th percentile of 889 peers, where the median is 0.603. Bank equity to assets: FIRST NATIONAL BANKERS BANK reported 0.144, in the 91.2th percentile of 897 peers, where the median is 0.103. Cash and securities to assets: FIRST NATIONAL BANKERS BANK reported 0.389, in the 88.5th percentile of 898 peers, where the median is 0.211. Quarterly loan growth: FIRST NATIONAL BANKERS BANK reported -0.001, in the 30.4th percentile of 866 peers, where the median is 0.007. Loan-to-asset ratio: FIRST NATIONAL BANKERS BANK reported 0.456, in the 5.6th percentile of 905 peers, where the median is 0.729. Domestic loans to domestic deposits: FIRST NATIONAL BANKERS BANK reported 1.401, in the 99.2th percentile of 892 peers, where the median is 0.874. Net interest margin: FIRST NATIONAL BANKERS BANK reported 3.095, in the 21.2th percentile of 905 peers, where the median is 3.637. Net loans and leases: FIRST NATIONAL BANKERS BANK reported 530035.000, in the 4.0th percentile of 905 peers, where the median is 1391487.000. Nonaccrual loans ratio: FIRST NATIONAL BANKERS BANK reported 0.008, in the 70.5th percentile of 888 peers, where the median is 0.005. Noncurrent loans ratio: FIRST NATIONAL BANKERS BANK reported 0.008, in the 67.2th percentile of 888 peers, where the median is 0.006. Return on assets: FIRST NATIONAL BANKERS BANK reported 0.772, in the 20.5th percentile of 905 peers, where the median is 1.221. Return on equity: FIRST NATIONAL BANKERS BANK reported 5.190, in the 11.2th percentile of 897 peers, where the median is 11.870. Securities to assets: FIRST NATIONAL BANKERS BANK reported 0.057, in the 15.3th percentile of 898 peers, where the median is 0.148. Total assets: FIRST NATIONAL BANKERS BANK reported 1161205.000, in the 13.4th percentile of 905 peers, where the median is 2009091.000. Total deposits: FIRST NATIONAL BANKERS BANK reported 390632.000, in the 0.9th percentile of 905 peers, where the median is 1668765.000. Efficiency ratio (official UBPR): FIRST NATIONAL BANKERS BANK reported 0.818, in the 93.0rd percentile of 883 peers, where the median is 0.597. Net interest margin (official UBPR): FIRST NATIONAL BANKERS BANK reported 0.031, in the 22.0nd percentile of 883 peers, where the median is 0.036. Interest Income (TE) as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.045, in the 14.2th percentile of 883 peers, where the median is 0.052. Interest Expense as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.016, in the 38.2th percentile of 883 peers, where the median is 0.018. Net Interest Income (TE) % of Avg Assets: FIRST NATIONAL BANKERS BANK reported 0.029, in the 19.0th percentile of 883 peers, where the median is 0.034. Noninterest Income as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.029, in the 95.4th percentile of 883 peers, where the median is 0.006. Non-Interest Expense as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.048, in the 94.7th percentile of 883 peers, where the median is 0.024. Provision for Loan Losses % of Avg Assets: FIRST NATIONAL BANKERS BANK reported 0.000, in the 10.7th percentile of 883 peers, where the median is 0.001. Pretax Operating Income (TE) % of Avg Assets: FIRST NATIONAL BANKERS BANK reported 0.011, in the 22.2th percentile of 883 peers, where the median is 0.016. Realized Gains(Losses) on the sale of Securities as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.000, in the 5.2th percentile of 883 peers, where the median is 0.000. Pretax Net Operating Income (TE) as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.011, in the 22.4th percentile of 883 peers, where the median is 0.016. Net Operating Income as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.008, in the 20.4th percentile of 883 peers, where the median is 0.012. Net Income Adjusted for Sub Chapter S Status as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.008, in the 20.6th percentile of 883 peers, where the median is 0.012. Average Earning Assets as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.938, in the 23.1th percentile of 883 peers, where the median is 0.955. Average Interest-Bearing Funds as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.454, in the 2.6th percentile of 883 peers, where the median is 0.725. Interest Income (TE) as a percent of Average Earning Assets: FIRST NATIONAL BANKERS BANK reported 0.048, in the 15.6th percentile of 883 peers, where the median is 0.054. Net Interest Income (TE) as a percent of Average Earning Assets: FIRST NATIONAL BANKERS BANK reported 0.031, in the 20.6th percentile of 883 peers, where the median is 0.036. Net Loss as a percent of Average Total Loans and Leases: FIRST NATIONAL BANKERS BANK reported 0.000, in the 11.4th percentile of 873 peers, where the median is 0.000. Total LN&LS-30-89 DAYS Past Due %: FIRST NATIONAL BANKERS BANK reported 0.000, in the 0.0th percentile of 873 peers, where the median is 0.003. Net Loans & Leases as a percent of Total Deposits: FIRST NATIONAL BANKERS BANK reported 1.357, in the 99.2th percentile of 877 peers, where the median is 0.863. Net Income Attributed to Minority Interests as a percent of Average Assets: FIRST NATIONAL BANKERS BANK reported 0.000, in the 0.3th percentile of 883 peers, where the median is 0.000. Unrealized holding gains (losses) on equity securities not held for trading as a percent of average assets: FIRST NATIONAL BANKERS BANK reported 0.000, in the 10.4th percentile of 883 peers, where the median is 0.000. Provision for Losses Other Assets % of Avg Assets: FIRST NATIONAL BANKERS BANK reported 0.000, in the 26.1th percentile of 883 peers, where the median is 0.000. Pre Provision Net Revenue YTD % of Average Assets (TE): FIRST NATIONAL BANKERS BANK reported 0.011, in the 18.0th percentile of 883 peers, where the median is 0.017. Return on assets (official UBPR): FIRST NATIONAL BANKERS BANK reported 0.008, in the 20.4th percentile of 883 peers, where the median is 0.012. Return on equity (official UBPR): FIRST NATIONAL BANKERS BANK reported 0.052, in the 10.4th percentile of 882 peers, where the median is 0.119.
Peer history below covers 13 quarters of FIRST NATIONAL BANKERS BANK's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.
| Metric | Bank value | Peer median | Percentile | Peers |
|---|---|---|---|---|
| Brokered deposits to domestic deposits | 0.000 | 0.020 | 0.0th | 892 |
| Selected CRE loans to gross loans and leases | 0.721 | 0.471 | 93.2th | 854 |
| Domestic secured CRE noncurrent ratio | 0.011 | 0.003 | 74.7th | 874 |
| Deposit funding ratio | 0.336 | 0.854 | 1.2th | 905 |
| Unadjusted YTD efficiency ratio | 0.818 | 0.603 | 92.6th | 889 |
| Bank equity to assets | 0.144 | 0.103 | 91.2th | 897 |
| Cash and securities to assets | 0.389 | 0.211 | 88.5th | 898 |
| Quarterly loan growth | -0.001 | 0.007 | 30.4th | 866 |
| Loan-to-asset ratio | 0.456 | 0.729 | 5.6th | 905 |
| Domestic loans to domestic deposits | 1.401 | 0.874 | 99.2th | 892 |
| Net interest margin | 3.095 | 3.637 | 21.2th | 905 |
| Net loans and leases | 530035.000 | 1391487.000 | 4.0th | 905 |
| Nonaccrual loans ratio | 0.008 | 0.005 | 70.5th | 888 |
| Noncurrent loans ratio | 0.008 | 0.006 | 67.2th | 888 |
| Return on assets | 0.772 | 1.221 | 20.5th | 905 |
| Return on equity | 5.190 | 11.870 | 11.2th | 897 |
| Securities to assets | 0.057 | 0.148 | 15.3th | 898 |
| Total assets | 1161205.000 | 2009091.000 | 13.4th | 905 |
| Total deposits | 390632.000 | 1668765.000 | 0.9th | 905 |
| Efficiency ratio (official UBPR) | 0.818 | 0.597 | 93.0rd | 883 |
| Net interest margin (official UBPR) | 0.031 | 0.036 | 22.0nd | 883 |
| Interest Income (TE) as a percent of Average Assets | 0.045 | 0.052 | 14.2th | 883 |
| Interest Expense as a percent of Average Assets | 0.016 | 0.018 | 38.2th | 883 |
| Net Interest Income (TE) % of Avg Assets | 0.029 | 0.034 | 19.0th | 883 |
| Noninterest Income as a percent of Average Assets | 0.029 | 0.006 | 95.4th | 883 |
| Non-Interest Expense as a percent of Average Assets | 0.048 | 0.024 | 94.7th | 883 |
| Provision for Loan Losses % of Avg Assets | 0.000 | 0.001 | 10.7th | 883 |
| Pretax Operating Income (TE) % of Avg Assets | 0.011 | 0.016 | 22.2th | 883 |
| Realized Gains(Losses) on the sale of Securities as a percent of Average Assets | 0.000 | 0.000 | 5.2th | 883 |
| Pretax Net Operating Income (TE) as a percent of Average Assets | 0.011 | 0.016 | 22.4th | 883 |
| Net Operating Income as a percent of Average Assets | 0.008 | 0.012 | 20.4th | 883 |
| Net Income Adjusted for Sub Chapter S Status as a percent of Average Assets | 0.008 | 0.012 | 20.6th | 883 |
| Average Earning Assets as a percent of Average Assets | 0.938 | 0.955 | 23.1th | 883 |
| Average Interest-Bearing Funds as a percent of Average Assets | 0.454 | 0.725 | 2.6th | 883 |
| Interest Income (TE) as a percent of Average Earning Assets | 0.048 | 0.054 | 15.6th | 883 |
| Net Interest Income (TE) as a percent of Average Earning Assets | 0.031 | 0.036 | 20.6th | 883 |
| Net Loss as a percent of Average Total Loans and Leases | 0.000 | 0.000 | 11.4th | 873 |
| Total LN&LS-30-89 DAYS Past Due % | 0.000 | 0.003 | 0.0th | 873 |
| Net Loans & Leases as a percent of Total Deposits | 1.357 | 0.863 | 99.2th | 877 |
| Net Income Attributed to Minority Interests as a percent of Average Assets | 0.000 | 0.000 | 0.3th | 883 |
| Unrealized holding gains (losses) on equity securities not held for trading as a percent of average assets | 0.000 | 0.000 | 10.4th | 883 |
| Provision for Losses Other Assets % of Avg Assets | 0.000 | 0.000 | 26.1th | 883 |
| Pre Provision Net Revenue YTD % of Average Assets (TE) | 0.011 | 0.017 | 18.0th | 883 |
| Return on assets (official UBPR) | 0.008 | 0.012 | 20.4th | 883 |
| Return on equity (official UBPR) | 0.052 | 0.119 | 10.4th | 882 |
Peer interpretation
$1B–$10B asset cohort · 895 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Period-matched peer context
Percentiles use 892 verified constituents for the same filing period.
Historical peer positioning
Period-matched asset cohort. Position describes the distribution only; it is not a rating.
| Metric | 2021-03 | 2021-06 | 2021-09 | 2021-12 | 2022-03 | 2022-06 | 2023-12 | 2025-03 | 2025-12 | 2026-03 | 2026-06 | 2026-09 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assetsASSET | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | — | — |
| Total depositsDEP | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | — | — |
| Net loansLNLSNET | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | — | — |
| Return on assetsROA | < P25 | < P25 | < P25 | < P25 | P25–75 | < P25 | < P25 | P25–75 | P25–75 | < P25 | — | — |
| Return on equityROE | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | — | — |
| Net interest marginNIMY | < P25 | < P25 | < P25 | < P25 | < P25 | < P25 | P25–75 | P25–75 | P25–75 | < P25 | — | — |
Cohorts are matched separately for each reporting period. Above or below a peer quartile can be favorable, unfavorable, or neutral depending on the measure and context.