Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

FIRST NB AMES IOWA

FDIC #1545 · IA · period 20260630

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Total assets1,031,155-7.49% YoY

Total deposits904,495-8.41% YoY

Net loans and leases620,178+1.47% YoY

Return on assets1.00%-17.68% YoY

Return on equity10.26%-20.83% YoY

Net interest margin2.95%+7.06% YoY

Peer position

Return on assets48thin line · n=902

Return on equity58thin line · n=894

Net interest margin15thopportunity · n=902

Equity to assets31stin line · n=894

Noncurrent loans18thopportunity · n=887

Liquid assets89thstrength · n=895

Brokered deposits62ndin line · n=890

Loans to deposits86thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2020-12-31	1,031,155	904,495	620,178	1.00	10.26	2.95
2021-03-31	1,079,809	951,240	620,919	1.14	12.11	2.88
2021-06-30	1,075,306	952,732	614,519	1.17	12.38	2.81
2021-09-30	1,090,004	964,029	618,540	1.21	12.85	2.81
2021-12-31	1,114,689	987,497	611,176	1.22	12.96	2.76
2022-03-31	1,115,341	1,003,214	615,206	0.99	11.55	2.49
2022-06-30	1,093,286	978,988	616,365	0.92	11.31	2.55
2022-09-30	1,086,256	937,010	630,285	0.98	12.60	2.54
2022-12-31	1,117,262	982,076	657,642	0.94	12.48	2.48
2023-03-31	1,145,305	956,187	673,564	0.50	7.13	1.96
2023-06-30	1,150,559	964,888	676,537	0.49	6.97	1.91
2023-09-30	1,123,077	936,176	669,760	0.51	7.40	1.88
2023-12-31	1,136,231	942,515	685,411	0.48	6.90	1.88
2024-03-31	1,131,156	936,347	678,538	0.34	4.62	1.80
2024-06-30	1,105,507	935,488	677,709	0.34	4.58	1.77
2024-09-30	1,082,567	904,967	683,876	0.40	5.11	1.81
2024-12-31	1,106,948	956,928	680,077	0.47	5.98	1.88
2025-03-31	1,116,971	971,653	683,013	0.41	4.95	2.23
2025-06-30	1,061,756	918,388	667,591	0.68	7.96	2.33
2025-09-30	1,060,426	914,674	670,636	0.72	8.26	2.41
2025-12-31	1,108,870	952,909	671,521	0.91	10.28	2.51
2026-03-31	1,092,193	939,291	665,848	1.17	12.42	2.89
2026-06-30	1,111,663	955,576	652,865	1.23	13.06	2.97

Structure and branch footprint

10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2018-09-15	1	65241	820048
2014-08-30	1	378549	820048

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.