Regulatory profile
Ames, IA · FDIC certificate #1545 · RSSD 820048
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $1.0B | $0.7B | 1.23% | 13.06% | 2.97% |
| 2026-03-31 | $1.1B | $0.9B | $0.7B | 1.17% | 12.42% | 2.89% |
| 2025-12-31 | $1.1B | $1.0B | $0.7B | 0.91% | 10.28% | 2.51% |
| 2025-09-30 | $1.1B | $0.9B | $0.7B | 0.72% | 8.26% | 2.41% |
| 2025-06-30 | $1.1B | $0.9B | $0.7B | 0.68% | 7.96% | 2.33% |
| 2025-03-31 | $1.1B | $1.0B | $0.7B | 0.41% | 4.95% | 2.23% |
| 2024-12-31 | $1.1B | $1.0B | $0.7B | 0.47% | 5.98% | 1.88% |
| 2024-09-30 | $1.1B | $0.9B | $0.7B | 0.40% | 5.11% | 1.81% |
| 2024-06-30 | $1.1B | $0.9B | $0.7B | 0.34% | 4.58% | 1.77% |
| 2024-03-31 | $1.1B | $0.9B | $0.7B | 0.34% | 4.62% | 1.80% |
| 2023-12-31 | $1.1B | $0.9B | $0.7B | 0.48% | 6.90% | 1.88% |
| 2023-09-30 | $1.1B | $0.9B | $0.7B | 0.51% | 7.40% | 1.88% |
| 2023-06-30 | $1.2B | $1.0B | $0.7B | 0.49% | 6.97% | 1.91% |
| 2023-03-31 | $1.1B | $1.0B | $0.7B | 0.50% | 7.13% | 1.96% |
| 2022-12-31 | $1.1B | $1.0B | $0.7B | 0.94% | 12.48% | 2.48% |
| 2022-09-30 | $1.1B | $0.9B | $0.6B | 0.98% | 12.60% | 2.54% |
| 2022-06-30 | $1.1B | $1.0B | $0.6B | 0.92% | 11.31% | 2.55% |
| 2022-03-31 | $1.1B | $1.0B | $0.6B | 0.99% | 11.55% | 2.49% |
| 2021-12-31 | $1.1B | $1.0B | $0.6B | 1.22% | 12.96% | 2.76% |
| 2021-09-30 | $1.1B | $1.0B | $0.6B | 1.21% | 12.85% | 2.81% |
| 2021-06-30 | $1.1B | $1.0B | $0.6B | 1.17% | 12.38% | 2.81% |
| 2021-03-31 | $1.1B | $1.0B | $0.6B | 1.14% | 12.11% | 2.88% |
| 2020-12-31 | $1.0B | $0.9B | $0.6B | 1.00% | 10.26% | 2.95% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1202258 · 1980-12-31 to current
Unmatched RSSD entityRSSD 1202258 · 1975-09-29 to 1980-12-30
2018-09-15RSSD 65241 → 820048 · code 1
2014-08-30RSSD 378549 → 820048 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.